Financial Lending Specialist

2 weeks ago


Scottsdale, Arizona, United States First Fidelity Bank Full time
Job Overview

Location
Scottsdale, AZ

Employment Type
Full Time

Education Requirement
High School Diploma

Work Schedule
Day Shift

Industry
Commercial Lending

Position Summary

At First Fidelity Bank, we seek dedicated and enthusiastic individuals who are committed to delivering exceptional service. Our team members play a vital role in our success, and we prioritize their growth through comprehensive training and development opportunities. We foster a supportive work environment, offering competitive compensation, benefits, and paid time off to ensure a healthy work-life balance. Our commitment to community engagement encourages employees to participate in charitable initiatives and volunteer efforts. One of our core principles is to create a nurturing workplace where employees look forward to coming in each day. Our team members take pride in their roles, build lasting relationships, and enjoy their work.

Key Responsibilities

In this role, you will operate independently with minimal oversight to assist the entire Commercial Banking Team by managing client interactions and preparing essential documentation. You will ensure adherence to regulatory standards and uphold the bank's customer service excellence. A solid understanding of various loan types and related requirements is essential, along with the ability to exercise discretion and make independent decisions to fulfill those requirements. Your responsibilities will include gathering, compiling, and analyzing information to provide informed recommendations. You will also ensure that all necessary documentation for loan processing is collected.

Core Duties:
  • Maintain a positive, courteous, and professional demeanor while representing the bank in all interactions.
  • Provide comprehensive management of the loan portfolio and administrative support to the Commercial Banking Team, including various managerial roles.
  • Assess the needs of Commercial clients and determine appropriate solutions for service inquiries and account management.
  • Coordinate the collection and evaluation of information from clients and external parties to support loan processing.
  • Ensure the proper organization and maintenance of electronic files related to loan documentation.
  • Act as a key liaison between clients and all parties involved in loan transactions, keeping clients informed throughout the process.
  • Proactively engage with commercial clients to ensure satisfaction and address any issues that arise.
  • Contribute to the success of the Commercial Team by supporting new business development initiatives.
  • Collaborate with the Commercial Relationship Managers to monitor compliance with financial agreements.
  • Process loan requests and disburse funds as needed.
  • Perform additional related duties as assigned.
Qualifications

Experience:
  • A minimum of three years of relevant experience in managing loan documentation for complex commercial loans.
Education:
  • High school diploma or equivalent is required.
  • Some college education or technical training in commercial banking is preferred.
Skills and Abilities:
  • In-depth knowledge of regulatory and legal aspects of personal and commercial loan processing.
  • Familiarity with loan regulations such as RESPA and HMDA.
  • Ability to work autonomously to resolve issues and complete complex transactions.
  • Strong analytical and organizational skills, with the ability to interpret detailed loan documents.
  • Thorough understanding of the bank's loan policies and procedures.
  • Excellent communication and interpersonal skills.
  • Proficient in MS Office and capable of handling confidential information with discretion.
Additional Information

Supervisory Responsibilities: None

Work Environment:
Standard office setting.

EOE Disability/VET

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