Insurance Risk Evaluator

2 weeks ago

Bernalillo, New Mexico, United States Amerind Full time
Job Summary

As an Underwriter I at Amerind, you will play a critical role in evaluating individual applications for insurance to assess the degree of risk involved. Your responsibility will be to determine the acceptance of applications, coverage amounts, and premium for personal or commercial lines business. You will work closely with broker partners, third-party administrators, or financial institutions to maintain positive and professional relationships.

This role requires strong analytical and decision-making skills, as well as excellent communication and interpersonal skills. You will be responsible for examining insurance applications, conducting research, collecting background information, and making risk assessments. You will also negotiate with customers regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.

Key Responsibilities
  • Examine insurance applications, conduct research, collect background information, and make risk assessments.
  • Negotiate with customers regarding premium, coverage limits, coverages, and the terms and conditions of the proposed insurance policy.
  • Underwrite various types of insurance policies for individuals, businesses, or equity pool members.
  • Calculate premiums and establish payment methods.
  • Makes final determination, within company guidelines, on risk acceptability for new and renewal applications.
  • Interact with policyholders to deliver and explain policy.
  • Ensure policy requirements are met, including any necessary completion of appropriate forms.
  • Evaluate property, examining its general condition, type of construction, age, and other characteristics, to decide if it is a good insurance risk.
  • Create endorsements and coverage documents for clients.
  • Perform administrative tasks, such as answering phones, maintaining records, and handling policy renewals.
  • Renders decisions based on consultations with Senior Underwriters, managers, and upper management.
  • Participate in cross-functional team training.
  • Perform other duties as assigned.
Requirements
  • High School Diploma or GED required.
  • Bachelor's Degree in Business Administration, related field, or equivalent experience.
  • A minimum of three years of underwriting experience.
  • Insurance Associate in Underwriting (AU) Professional Designation preferred.
  • Valid driver's license.
  • No felony, theft, or fraud convictions.
  • Must be able to successfully pass a background investigation.
Additional Eligibility Requirements
  • New employees must complete the Associate in Insurance (AINS) designation within six months from the end of the 90-day evaluation period to be eligible for advancement and incentive compensation.
  • For continued employment, employees must complete an elective course and six hours of professional development within 12 months after the end of the 90-day evaluation period.
Knowledge/Skills/Abilities
  • Strong written and oral communication skills.
  • Strong ability to multi-task assisting in multiple duties or projects.
  • Strong presentation skills.
  • Knowledge of underwriting techniques.
  • Knowledge of department organization, functions, objectives, policies, and procedures.
  • Knowledge of commercial/residential construction codes and techniques.
  • Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the organization.
  • Ability to work independently and meet timelines.
  • Ability to create and edit written material.
  • Knowledge of principles and processes for providing customer services.
  • Skill in providing excellent customer service.
  • Ability to work as a team member in a structured working environment.
  • Ability to work with timeliness and thoroughness.
  • Skill in operating business computers and office machines, in a Windows environment, specifically Word, Excel, and presentation software (such as PowerPoint).
Working Conditions & Physical Demands
  • Travel required 10% of time; COVID-19 vaccination preferred.
  • Typical business office setting with moderate noise level and outdoor settings with a high noise level.
  • Non-office environment may be encountered for offsite presentations and support of company activities.
  • Must be able to sit for work at a computer for more than 6 hours per day.
  • Must be able to use hands for dexterity of motion and reach with hands and arms. Extensive use of computer keyboards.
  • Frequently required to talk and hear.
  • Must have ability to occasionally lift 10+ lbs.

  • Senior Risk Evaluator

    4 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryThe Senior Risk Evaluator is responsible for evaluating, selecting, pricing, and retaining new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual develops and maintains positive and professional relationships with broker partners, third-party administrators, or financial...

  • Senior Risk Evaluator

    4 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryThe Senior Risk Evaluator is responsible for evaluating, selecting, pricing, and retaining new and existing business in accordance with company underwriting philosophy and individual level of authority. This individual develops and maintains positive and professional relationships with broker partners, third-party administrators, or financial...

  • Commercial Lines Underwriter

    4 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryAmerind is seeking a highly skilled Commercial Lines Underwriter to join our team. As a Commercial Lines Underwriter, you will be responsible for evaluating the degree of risk involved in individual insurance applications, determining acceptance, coverage amounts, and premium for personal or commercial lines business.Key ResponsibilitiesInsurance...

  • Commercial Lines Underwriter

    3 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryWe are seeking a highly skilled Commercial Lines Underwriter to join our team at Amerind. As a key member of our underwriting team, you will be responsible for evaluating insurance applications, assessing risk, and making informed decisions about policy coverage and premiums.Key ResponsibilitiesEvaluate insurance applications and conduct thorough...

  • Commercial Lines Underwriter

    3 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryWe are seeking a highly skilled Commercial Lines Underwriter to join our team at Amerind. As a key member of our underwriting team, you will be responsible for evaluating insurance applications, assessing risk, and making informed decisions about policy coverage and premiums.Key ResponsibilitiesEvaluate insurance applications and conduct thorough...

  • Senior Underwriter

    3 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryThe Senior Underwriter at Amerind is responsible for evaluating and managing risk, selecting and pricing new and existing business, and developing relationships with broker partners and third-party administrators. This role requires a high level of proficiency in commercial, personal, and workers' compensation lines of business.This position...

  • Underwriter II

    2 weeks ago

    Bernalillo, New Mexico, United States Amerind Full time

    Job SummaryAs an Underwriter II at Amerind, you will play a critical role in evaluating insurance applications to determine the degree of risk involved. Your expertise will help determine acceptance of applications, coverage amounts, and premium for personal or commercial lines business. You will be responsible for retention of new and existing business in...

  • Security Officer

    4 weeks ago

    Bernalillo, New Mexico, United States Securitas Inc. Full time

    Security Overview At Securitas Inc., we are committed to providing top-notch security services to our clients. As a Security Officer, you will play a vital role in safeguarding our clients' assets and people. Your primary responsibility will be to deter, observe, report, and take appropriate action when necessary or directed by a supervisor. Key...

  • Nurse Practitioner

    2 days ago

    Bernalillo, New Mexico, United States CorrHealth Full time

    Job Title: Registered NurseLocation: Bernalillo, NMSchedule: 7a-7p, Th/Fr/Sat OR Sun/Mon/TuePay Range: $38-40/hr, plus a $3 per hour weekend shift differential FT benefitsJob SummaryCorrHealth is seeking a highly skilled Registered Nurse to join our team. As a Registered Nurse, you will provide a full range of nursing services to inmates, including...

  • Nurse Practitioner

    2 weeks ago

    Bernalillo, New Mexico, United States Optum Full time

    Optum House Calls Nurse Practitioner Job DescriptionWe are seeking a skilled Nurse Practitioner to join our House Calls team in New Mexico. As a member of our integrated medical team, you will provide annual clinical assessments to patients in the comfort of their homes, helping to identify and reduce health risks and coordinate follow-up care to improve...

  • Security Officer

    5 days ago

    Bernalillo, New Mexico, United States Securitas Inc. Full time

    Job Title: Security OfficerWe are seeking a highly skilled and experienced Security Officer to join our team at Securitas Inc. As a Security Officer, you will be responsible for ensuring the safety and security of our clients' assets and people.Key Responsibilities:Provide exceptional customer service and maintain a professional demeanor at all timesConduct...

  • Security Officer

    6 days ago

    Bernalillo, New Mexico, United States Securitas Inc. Full time

    Job Title: Security OfficerWe are seeking a highly skilled and dedicated Security Officer to join our team at Securitas Inc. As a Security Officer, you will play a critical role in ensuring the safety and security of our clients' assets and people.Key Responsibilities:Provide exceptional customer service and maintain a professional demeanor at all...

  • Security Officer

    6 days ago

    Bernalillo, New Mexico, United States Securitas Inc. Full time

    About the RoleWe are seeking a highly skilled and dedicated individual to join our team as a Security Officer. As a Security Officer, you will be responsible for providing exceptional customer service to our clients and their guests, while maintaining a safe and secure environment.Key ResponsibilitiesProvide extraordinary customer service to clients and...

  • Asset Protection Specialist

    4 weeks ago

    Bernalillo, New Mexico, United States Walmart Full time

    Job SummaryThis role focuses on ensuring the safety and security of our associates, customers, and merchandise. As an Asset Protection Associate at Walmart, you will be responsible for investigating and resolving complex problems, working to prevent and mitigate losses, and maintaining a secure environment for everyone in our stores.Key...

  • Occupational Therapist

    1 week ago

    Bernalillo, New Mexico, United States Sunbelt Staffing Full time

    Job OpportunityWe are seeking a skilled Occupational Therapist to join our team at a school district in Bernalillo, New Mexico. The ideal candidate will have a minimum of 1+ years of experience in occupational therapy and be licensed to practice in New Mexico.ResponsibilitiesAssess and evaluate students to develop individualized therapy plansProvide direct...

  • Telecommunications Administrator

    4 weeks ago

    Bernalillo, New Mexico, United States Sandoval County, NM Full time

    Job SummaryWe are seeking a highly skilled and experienced Telecommunications Administrator to join our team at Sandoval County, NM. The successful candidate will be responsible for managing, planning, designing, coordinating, evaluating, and maintaining the network and communications infrastructure and systems for the County.Key ResponsibilitiesAdminister...

  • Classification and Compensation Specialist

    4 weeks ago

    Bernalillo, New Mexico, United States Sandoval County, NM Full time

    Job SummaryWe are seeking a highly skilled Classification and Compensation Specialist to join our team at Sandoval County, NM. As a key member of our Human Resources department, you will be responsible for performing a variety of professional-level tasks related to compensation, classification, and salary administration.Key ResponsibilitiesMonitor and...

  • RN Case Manager Per Diem

    2 weeks ago

    Bernalillo, New Mexico, United States University of New Mexico - Hospitals Full time

    Job SummaryWe are seeking a skilled RN Case Manager to join our team at the University of New Mexico - Hospitals. As a Utilization Review RN, you will play a critical role in ensuring that patients receive quality, cost-effective care.Key ResponsibilitiesCoordinate patient care services to ensure quality, cost-effective outcomesReview patient admissions and...

  • Chiropractor - Bernalillo, NM

    4 weeks ago

    Bernalillo, New Mexico, United States The Joint Chiropractic Full time

    About the RoleWe are seeking a highly skilled and motivated Chiropractor to join our team at The Joint Chiropractic. As a Chiropractor, you will be responsible for providing high-quality chiropractic care to our patients, working closely with our team to deliver exceptional patient outcomes.Key ResponsibilitiesConsult with patients to understand their health...

  • Assisted Living Nurse

    4 weeks ago

    Bernalillo, New Mexico, United States Rio Rancho Center - Rio Rancho, NM Full time

    About the RoleWe are seeking a compassionate and skilled Licensed Practical Nurse to join our team at the Rio Rancho Center in Rio Rancho, NM. As a key member of our healthcare team, you will play a vital role in delivering high-quality patient care and contributing to a positive clinical outcome.Key ResponsibilitiesEvaluate patients/residents to collect...