Financial Risk Analyst

2 weeks ago


New York, New York, United States Dwight Funding Full time

Company Overview

Dwight Funding stands as a premier partner in working capital, tailored for emerging and expanding enterprises across sectors such as eCommerce, Food & Beverage, and Consumer Packaged Goods. Our innovative lending platform is designed for today's dynamic growth companies, grounded in robust relationships, insightful data, and cutting-edge technology. Our team comprises entrepreneurs, former bankers, and dedicated professionals who are passionate about transforming the capital access landscape for growth-oriented businesses.

Position Summary

We are seeking a meticulous, analytical, and driven Financial Risk Analyst to enhance our expanding team. This role is pivotal in assisting the underwriting and portfolio management divisions to uphold excellence in underwriting and operations throughout our portfolio. The ideal candidate will possess a keen interest in analyzing the financials of rapidly growing firms, refining credit protocols, and contributing to a thriving startup ecosystem.

Key Responsibilities

  • Assist the underwriting division in evaluating new prospects, renewals, and assessments.
  • Conduct industry research and analysis, including financial modeling and performance evaluations.
  • Collaborate with underwriting and portfolio management teams to review and analyze client financials and collateral.
  • Support the preparation of portfolio assessments.
  • Develop and maintain financial models for clients.
  • Contribute to the enhancement of underwriting and due diligence frameworks.

Required Qualifications

  • 2 to 5 years of experience in asset-based lending, private credit, or investment banking.
  • Advanced proficiency in Excel and financial modeling techniques.
  • Strong competency in financial statement analysis, with a comprehensive understanding of the interplay between balance sheets, income statements, and cash flow statements.
  • High analytical capability to assess loan risks and propose credit limitations.
  • Thorough knowledge of due diligence and underwriting methodologies.
  • Exceptional communication skills, demonstrating confidence and comfort when interacting with external management teams.

Employee Benefits

In addition to standard benefits (medical, dental, HSA, 401k, PTO, etc.), Dwight Funding offers a variety of perks, including:

  • Flexible hybrid work arrangements.
  • On-site fitness facilities.
  • Weekly catered lunches.
  • One-month paid sabbatical after five years of employment.
  • Bi-monthly chiropractic services.
  • In-office grooming services.
  • Commuting allowance.


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