Relationship Growth

6 days ago


Temecula, California, United States Banc of California Full time
Responsibilities
The successful candidate will be responsible for sourcing opportunities, negotiating and issuing term sheets, gathering information, performing analysis and underwriting for commercial real estate and working capital loan requests. Key responsibilities include:
  • Establishing new relationships and fostering existing ones.
  • Analyzing commercial lending opportunities, including working capital lines of credit and term loans to businesses and owner-occupied real estate loans.
  • Preparing investment analysis and credit packages for review by department manager and credit administrators.
  • Maintaining knowledge of borrowers' and guarantors' ability to repay loans.
  • Analyzing financial statements and tax returns for individuals, businesses, and other entities.
  • Working with loan administrators and legal counsel to process and close credit facilities.

Requirements
To be successful in this role, you will need:
  • A general knowledge of appropriate loan documentation, collateral analysis, and financial statements.
  • P.C. proficiency, particularly in spreadsheets (Word, Excel, Argus).
  • Familiarity with Moody's analysis systems.
  • Excellent composing and writing skills.
  • Familiarity with nCino system.
  • Above-average interpersonal skills, with the ability to communicate verbally with a wide range of people.
Salary Range: $101,212.80-$161,940.48 USD; Final salary determined by education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic/market data.

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