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Customer Service Associate I
2 months ago
Position:
The Member Service Representative I plays a vital role in assisting members and prospective members with their Credit Union requirements. This includes explaining available services, establishing new sub savings accounts, resolving issues, and guiding members to the appropriate personnel.
Key Responsibilities:
E 65% Handles and processes member financial transactions, which encompass check cashing, deposits, withdrawals, transfers, loan and credit card payments, cash advances, and line-of-credit advances. Responsible for selling money orders, cashier checks, and stamps. Balances cash drawer and reconciles daily activities.
E 10% Aids members in opening sub savings accounts; assists with home banking resets, ordering checks; addresses inquiries regarding products and services, and resolves member issues; escalates complex problems to the direct supervisor or branch manager.
E 10% Recognizes suitable member service and lending cross-sell opportunities; promotes Credit Union products and services to members.
N 5% Maintains member account details within the computer system.
N 5% Engages in various administrative tasks including typing, copying, scanning, data entry, and answering phone calls.
N 5% Undertakes other related duties as assigned.
Performance Metrics:
1. Deliver accurate, courteous, friendly, timely, and professional service to all members.
2. Assist members in the lobby/drive-up within five minutes.
3. Serve an average of 80 members daily, either in person or via phone; answer calls within three rings.
4. Achieve a minimum of 20 new retail product sales or loan referrals monthly.
5. Process member transactions with zero errors.
6. Maintain a professional work environment and appearance.
7. Keep an overall attendance record of no more than 7 unscheduled absences.
Required Knowledge and Skills:
Experience: One to twelve months of related experience.
Education: High school diploma or GED.
Interpersonal Skills: Role involves significant personal interaction with others both inside and outside the organization for conflict resolution, relationship building, and fostering cooperation. Discussions require a high degree of confidentiality and discretion, necessitating diplomacy and tact in communication.
Other Skills: Strong oral and written communication abilities. Intermediate proficiency in Windows and Microsoft Office. Capable of operating a 10-key calculator, typewriter, and possesses intermediate keyboarding skills. Proficient in navigating the Internet to utilize third-party vendor programs.
Physical Requirements: Ability to stand at a workstation for extended periods. Working for prolonged durations as necessary to achieve objectives, goals, and projects. Repetitive motions and substantial movements of the wrists, hands, and/or fingers. Reading documents and procedures essential for daily functions. Operating standard office equipment, including personal computers, telephones, and photocopiers. Occasionally lifting boxes or equipment weighing up to 50 lbs. Driving personal vehicles and traveling for moderate periods.
Work Environment: Typical office setting. Work is conducted at a counter-style workstation. Adequate overhead lighting and normal noise levels. Commute may involve driving in inclement weather.
This Job Description is not an exhaustive list of all duties and responsibilities associated with the position.