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Senior Business Development Officer
2 months ago
Fidelity Bank is seeking a highly skilled Senior Business Development Officer to join our team. As a key member of our commercial lending team, you will be responsible for developing and managing business banking relationships in accordance with our core values and business principles.
Key Responsibilities- Develop and execute business development strategies to achieve annual deposit, loan, and referral sales results.
- Build and maintain strong relationships with existing customers, leveraging COIs and making prospecting calls to identify new business opportunities.
- Interview potential loan customers and process loan requests, ensuring thorough credit analysis and risk assessment.
- Create a Personal Business Development Plan for the designated area, including a prospect list of profitable business and retail relationships.
- Partner closely with the Branch Manager to ensure consistent and quality relationship building and referral processes.
- Represent the Bank within the community by developing and promoting additional business opportunities, serving as an officer with at least one community organization.
- Bachelor's degree with 6 years of experience in commercial lending, credit, and business development or an equivalent combination of education and experience.
- Possess in-depth knowledge of commercial lending, including the ability to evaluate cash flow and collateral.
- Advanced financial analysis, strong credit underwriting, and analytical skills.
- Ability to handle confidential and proprietary information.
- Excellent communication skills, oral and written.
- Thorough understanding of loan laws and regulations.
Fidelity Bank offers a competitive compensation package, including a salary, bonus, and benefits. We are an equal opportunity employer and welcome applications from diverse candidates.