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Senior Commercial Loan Officer
2 months ago
United Business Bank is seeking a qualified Client Relationship Manager IV (Senior Commercial Loan Officer) for our Commercial Banking division.
POSITION OVERVIEW
The Client Relationship Manager IV is tasked with cultivating relationships with potential clients by assessing their financial requirements and fulfilling those needs through the diverse array of products and services available at United Business Bank. These offerings may encompass various forms of commercial and real estate financing, as well as demand, savings, or time deposit accounts and additional services. The role demands a comprehensive understanding of loan types, including Commercial Real Estate (CRE), Commercial and Industrial (C&I), Construction loans, Lines of Credit, Letters of Credit, and other intricate loan structures.
The Client Relationship Manager IV is responsible for evaluating client loan applications and determining their alignment with the Bank's risk management policies, as well as preparing the necessary documentation for approval. This position also involves servicing existing client accounts and representing the Bank in local, civic, social, and professional engagements. Additionally, the CRM IV is accountable for enhancing and expanding loan and deposit relationships, along with performing other assigned responsibilities.
QUALIFICATIONS
Education/Certification: Bachelor’s Degree in Business or a related discipline.
Required Knowledge: In-depth understanding of banking operations, lending processes, and applicable regulations and standard practices.
Experience Required: A minimum of 8 years of experience within the financial services sector.
Skills/Abilities:
- Exceptional verbal and written communication skills.
- Strong analytical and mathematical abilities.
- Excellent interpersonal skills.
- Proficient in business development and cross-selling techniques.
- Adept at identifying, analyzing, and managing credit requests.
- Organizational skills with attention to detail.
- Proficient in personal computer applications, including Word and Excel.
- Professional demeanor and appearance.
COMPENSATION: Salary range is $100,000 to $115,000.
ABOUT US:
We are a publicly traded regional bank with over $2.5 billion in assets and a presence across multiple states. Our entrepreneurial approach emphasizes community engagement, focusing on small to medium-sized business clients. Our unique single point of contact model ensures exceptional customer service. United Business Bank offers a comprehensive benefits package, including medical, dental, vision, 401K, long and short-term disability insurance, flexible spending accounts, and a generous vacation and sick leave policy.
We are an equal opportunity employer, committed to providing fair consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status.