Mortgage Underwriter

5 days ago


Jacksonville, Florida, United States SVS Group Full time
Job Opportunity

SVS Group is seeking a skilled Mortgage Underwriter to join their team in Jacksonville, Florida. As a Mortgage Underwriter, you will play a critical role in reviewing mortgage files and ensuring compliance with guidelines.

Key Responsibilities:

  • Review mortgage files and calculate income, analyze debt and assets, and complete an in-depth review of the completed appraisal and title.
  • Enter data into the client's loan operating system and utilize an automated underwriting system to determine approval and clearing conditions for Final Approval.
  • Identify and/or clear red flag or alerts and issue loan decision and condition file accordingly.
  • Review and approve conditions for compliance and completion of loan file.
  • Interpret and apply client overlays and investor guideline requirements.
  • Resolve pre and post-closing issues as they relate to underwriting.
  • Assist Processors/Loan Officers in understanding underwriting decisions and conditions.

Requirements:

  • Minimum 3+ years current conventional mortgage loan underwriting experience.
  • Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags.
  • Basic knowledge of appraisal and ineligible properties.
  • Thorough working knowledge of GSE underwriting guidelines, manual and automated underwriting engines (DU/LP).
  • Strong analytic, interpersonal, and verbal and written communication skills.
  • Detail-oriented with strong ability to time manage.
  • Ability to work in a flexible and production-oriented environment.
  • Must be willing and able to work as part of a team.
  • Strong capability to work in multiple systems - paperless environment.
  • NMLS-MLO Licensure preferred but not required.

About SVS Group:

SVS Group has extensive experience in many industries and understands the opportunities and how to find the best fit for your company. Our national search capability allows us to do the legwork to match candidates to opportunities in top locations.



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