Credit Risk Specialist

3 days ago


Reston, Virginia, United States Partnership Employment Full time
Job Title: Credit Analyst

Partnership Employment is seeking a skilled Credit Analyst to join their team.

Key Responsibilities:
  • Conduct thorough credit analysis of commercial loan borrowers, including review of financial statements, tax returns, and industry data.
  • Work closely with Relationship Managers to obtain necessary documentation and information for loan underwriting.
  • Draft detailed credit write-ups summarizing income statement, balance sheet, and cash flow components and trends.
  • Assess repayment ability and capacity, and provide well-supported narrative analysis identifying and describing risk and mitigants of specific transactions.
  • Present analysis and address questions during credit request discussions or loan committee presentations.
  • Assist Commercial Loan Administrators and Relationship Managers with credit-related needs, such as draw down requests and credit references.
  • Perform periodic credit reviews of updated financial information for existing borrowing relationships.
  • Mentor junior credit analysts on the team.
Requirements:
  • Strong analytical and problem-solving skills.
  • Ability to work independently and as part of a team.
  • Excellent communication and presentation skills.
  • Proficiency in financial analysis and credit risk assessment.

Partnership Employment offers a dynamic and supportive work environment, with opportunities for professional growth and development.



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