Senior Credit Analyst

3 days ago


Reston, Virginia, United States Global Bank-Equipment Finance Full time
Job Title: Credit Manager - Equipment Finance

Global Bank-Equipment Finance is seeking a highly skilled Credit Manager to join our team. As a Credit Manager, you will be responsible for analyzing credit and financial data of persons and/or companies applying for credit, determining transactional risk, and presenting formal recommendations to management.

Key Responsibilities:

  • Analyze credit and financial data to determine creditworthiness
  • Determine transactional risk and present recommendations to management
  • Work closely with Sales to manage and develop customer relationships
  • Collaborate with banks to understand nuances of individual transactions
  • Organize, analyze, and summarize financial statements to identify key financial metrics
  • Review and interpret consumer and commercial credit reports
  • Develop industry and equipment knowledge to inform credit analysis
  • Provide open communication regarding customers and transactions among departments

Requirements:

  • Bachelor's degree in Finance or Accounting
  • Minimum 1 year of relevant credit experience
  • Strong understanding of financial statement analysis
  • Prior experience with commercial underwriting performance metrics
  • High proficiency in Excel and Microsoft Office
  • Valid Driver's License with good standing MVR
  • Ability to pass a General Abilities Assessment and background check

Preferred Qualifications:

  • Experience with enterprise Salesforce
  • Experience with lease accounting and servicing applications
  • Experience in a multi-state business, preferably within the transportation industry
  • Formal training within a bank credit department

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