Senior Mortgage Loan Officer

4 weeks ago


Frisco, Texas, United States American National Bank of Texas Full time
Senior Mortgage Loan Officer Job Description

The Senior Mortgage Loan Officer is a key role at American National Bank of Texas, responsible for originating residential mortgage loans and ensuring the creditworthiness of customers. This position requires a strong understanding of real estate laws and FNMA selling and servicing guidelines.

Key Responsibilities:
  • Originate residential mortgage loans and pre-qualify customers for creditworthiness
  • Service loans to meet or exceed the Bank's credit quality, profitability, and growth objectives
  • Refer customers to bankers for cross-selling of products and services
  • Create and maintain relationships with referral and industry sources for mortgage loan origination
  • Interface with borrowers to take and document loan applications and determine creditworthiness
  • Communicate with borrowers throughout the loan process, approval, and closing stages
  • Respond to customer inquiries and generate referrals for other bank services
  • Stay up-to-date with local real estate market conditions and changes in mortgage regulations
Qualifications:
  • 3-5 years of experience in residential construction and permanent lending with compliance training and knowledge
  • Knowledge of real estate laws and FNMA selling and servicing guidelines
  • Valid driver's license, clean driving record, and reliable transportation for making outside sales calls
Skills:
  • Working knowledge of Microsoft Excel and MS Word
  • Basic keyboarding and calculator skills
  • Ability to perform simple math and follow written instructions

ANBTX encourages candidates fluent in English and Spanish to apply. Jobs requiring bilingual candidates will be posted as a requirement.



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