Senior Credit Products Officer

6 days ago


Nashville, Tennessee, United States Bank of America Full time
Job Title: Senior Credit Products Officer - Dealer Financial Services

At Bank of America, we are committed to helping our clients achieve their financial goals through our expertise in credit products. As a Senior Credit Products Officer - Dealer Financial Services, you will play a critical role in providing guidance and oversight to our clients in the dealer financial services industry.

Key Responsibilities:
  • Provide expert-level advisory guidance to clients on complex credit solutions
  • Collaborate with clients and prospects to understand their financial goals and objectives
  • Develop and execute credit solutions that meet the needs of our clients
  • Monitor and manage credit quality to ensure timely recognition and management of changes
  • Work closely with the client team to deliver a comprehensive client experience
Requirements:
  • 5+ years of experience in commercial credit analysis
  • Strong knowledge of loan and collateral documentation
  • Ability to analyze borrower's financial picture and deliver a comprehensive risk analysis
  • Excellent relationship management skills and ability to influence constituencies
  • Coaching and mentoring skills
Preferred Qualifications:
  • Undergraduate degree in Finance or Accounting
  • Prior experience leading a team
  • Prior experience mentoring less experienced associates
  • Completion of a formal commercial credit training program
Skills:
  • Credit and Risk Assessment
  • Customer and Client Focus
  • Loan Structuring
  • Oral Communications
  • Written Communications
  • Analytical Thinking
  • Collaboration
  • Legal Structures and Legal Forms
  • Presentation Skills
  • Prioritization
  • Attention to Detail
  • Policies, Procedures, and Guidelines
  • Product Management
  • Strategic Thinking
  • Underwriting
Work Environment:

This role is based in the United States and requires occasional travel to meet with clients and prospects.

What We Offer:

At Bank of America, we offer a competitive compensation package, comprehensive benefits, and opportunities for professional growth and development.



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