Senior Credit Products Officer

3 days ago


Jacksonville, Florida, United States Bank of America Full time
About the Role

We are seeking a highly skilled Senior Credit Products Officer to join our team at Bank of America. As a key member of our Commercial Client Team, you will be responsible for providing expert-level advisory guidance in complex debt capital solutions.

Key Responsibilities
  • Market and Industry Expertise: Provide expert-level advisory guidance in complex debt capital solutions, leveraging your knowledge of market and industry trends.
  • Credit Analysis and Risk Assessment: Conduct thorough credit analysis and risk assessment to ensure the bank's credit exposure is optimized.
  • Client Relationship Management: Collaborate with clients and prospects to understand their financial goals and objectives, and provide tailored solutions to meet their needs.
  • Portfolio Management: Oversee the monitoring of assigned portfolios to maintain credit quality and ensure timely recognition and management of any changes.
  • Team Collaboration: Work closely with the Client Manager, Treasury Solutions Officer, and other product partners to assess client needs, design integrated solutions, and deliver the bank to clients and prospects.
Requirements
  • 5+ years of experience in commercial credit analysis, including underwriting, structuring, documentation, and portfolio management.
  • Strong knowledge of loan and collateral documentation, as well as credit and risk assessment principles.
  • Excellent relationship management skills, with the ability to influence constituencies with diverse views towards consensus.
  • Coaching and mentoring skills, with the ability to develop and lead high-performing teams.
  • Strong Microsoft Office skills, with proficiency in Excel, Word, and PowerPoint.
Preferred Qualifications
  • Undergraduate degree in Finance or Accounting.
  • Prior experience leading a team and mentoring less experienced associates.
  • Completion of a formal commercial credit training program.
  • Knowledge of the franchised automobile and RV dealership businesses.
About Bank of America

Bank of America is a leading financial institution committed to helping our clients achieve their financial goals. We are dedicated to creating a workplace that is inclusive, diverse, and supportive of our teammates' well-being.



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