Current jobs related to Credit Risk Specialist - San Francisco, California - Cardless
-
Head of Credit Risk Management
1 month ago
San Francisco, California, United States Earnest Current Job Openings Full timeAbout the RoleWe are seeking a highly skilled and experienced Head of Credit Risk to join our team at Earnest. As a key member of our leadership team, you will be responsible for leading our credit risk management function and ensuring that our lending practices are sound and compliant with regulatory requirements.The successful candidate will have a deep...
-
Head of Credit Risk Management
3 weeks ago
San Francisco, California, United States Earnest Current Job Openings Full timeAbout the RoleEarnest is seeking a seasoned risk management professional to lead our credit risk organization. As the Head of Credit Risk, you will be responsible for developing and implementing effective risk management strategies to ensure the company's financial stability and growth.Key ResponsibilitiesLead and manage a high-performing risk organization,...
-
Head of Credit Risk Management
3 weeks ago
San Francisco, California, United States Earnest Current Job Openings Full timeAbout the RoleEarnest is seeking a seasoned risk management professional to lead our credit risk organization. As the Head of Credit Risk, you will be responsible for developing and implementing effective risk management strategies to ensure the company's financial stability and growth.Key ResponsibilitiesLead and manage a high-performing risk organization,...
-
Head of Credit Risk Management
1 week ago
San Francisco, California, United States Earnest Current Job Openings Full timeHead of Credit Risk Job DescriptionThe Head of Credit Risk position is a critical role within Earnest Current Job Openings, responsible for leading the company's credit risk management strategy and promoting a strong credit risk culture.Key Responsibilities:Develop and implement effective credit risk management strategies to mitigate potential losses and...
-
Commercial Credit Risk Manager
4 weeks ago
San Francisco, California, United States KPMG Full timeJob Title: Commercial Credit Risk ManagerWe are seeking a highly skilled Commercial Credit Risk Manager to join our team at KPMG. As a Commercial Credit Risk Manager, you will be responsible for managing client engagements relating to the financial services industry, with a primary focus on providing transformational process enhancement through procedural...
-
Credit Risk Analyst
4 weeks ago
San Francisco, California, United States Upgrade, Inc. Full timeAbout the Role:We are seeking a highly skilled Credit Risk Analyst to join our innovative and fast-growing Credit Risk & Investor Analytics team within the Travel BNPL vertical at Upgrade, a leading fintech company specializing in consumer finance.In this position, you will play a pivotal role in risk assessment of applicants and ensuring responsible lending...
-
Risk Analyst
1 week ago
San Francisco, California, United States Cardless Full timeAbout the RoleWe are seeking a highly skilled Risk Analyst to join our team at Cardless. As a Risk Analyst, you will play a critical role in developing and implementing our credit and underwriting policy for partner brands, as well as building tools to scale risk management across multiple new partners and brands.Key ResponsibilitiesDevelop and manage credit...
-
Credit Risk Specialist
1 week ago
San Diego, California, United States Calpine Full timeJob SummaryCalpine Corporation is a leading generator of electricity from natural gas and geothermal resources, operating in competitive power markets. With a fleet of 77 power plants, the company represents over 27,000 megawatts of generation capacity, serving customers in 22 states and Canada.The company's commitment to environmental stewardship is...
-
Director of Credit Risk Analysis
4 weeks ago
San Francisco, California, United States Discover Financial Services Full timeJob Title: Director Credit Risk AnalysisDiscover Financial Services is seeking a highly skilled Director of Credit Risk Analysis to join our team. As a leader in credit risk, you will be responsible for identifying, monitoring, and mitigating real estate collateral valuation risk for Discover Home loans.Key Responsibilities:Develop and implement credit...
-
Credit Risk Analyst
2 weeks ago
San Francisco, California, United States Mercury Full timeAbout the RoleThe Credit Underwriter position at Mercury is a critical role that requires a unique blend of analytical and interpersonal skills. As a Credit Underwriter, you will be responsible for assessing the creditworthiness of prospective borrowers and structuring creative lending solutions to support their growth.Key ResponsibilitiesAnalyze...
-
Credit Risk Analyst
1 week ago
San Francisco, California, United States Mercury Full timeAbout the RoleWe are seeking a skilled Credit Underwriter to join our team at Mercury, a financial technology company. As a Credit Underwriter, you will play a critical role in assessing the creditworthiness of prospective borrowers and structuring creative lending solutions to support their growth.Key ResponsibilitiesAnalyze quantitative and qualitative...
-
Senior Credit Risk Manager
7 days ago
San Francisco, California, United States LendingClub Bank Full timeAbout the RoleWe are seeking a highly skilled Senior Credit Risk Manager to join our team at LendingClub Bank. As a key member of our credit risk management team, you will be responsible for developing and implementing risk strategies to drive loan growth and yield improvement initiatives.You will work closely with our technology teams to ensure new...
-
Senior Commercial Credit Risk Manager
2 weeks ago
San Francisco, California, United States DaVita Full timeJoin Our Team as a Manager, Commercial Credit RiskKPMG Advisory practice is currently our fastest growing practice, with tremendous client demand and no signs of slowing down. In this ever-changing market environment, our professionals must be adaptable and thrive in a collaborative, team-driven culture. At KPMG, our people are our number one priority.We...
-
Director, Credit Risk and Analytics
6 days ago
San Francisco, California, United States Upgrade Full timeAbout the RoleWe are seeking a Director, Credit Risk & Analytics to join our innovative & fast-growing Flex Pay team at Upgrade, a leading fintech company specializing in consumer finance. In this position, you will play a pivotal role in risk assessment of applicants and ensuring responsible lending practices.Key Responsibilities:Design & implement...
-
Credit Risk Review Specialist
4 weeks ago
San Diego, California, United States Western Alliance Bank Full timeJob SummaryThis is a dual role position responsible for driving data-driven operational successes within the department. The Credit Risk Review Officer II will develop and implement analysis and reporting tools to evaluate risk, credit, and internal management processes.Key ResponsibilitiesDevelop and maintain data-driven analysis and reporting tools to...
-
Risk Management Specialist
2 weeks ago
San Francisco, California, United States JPMorganChase Full timeJob SummaryWe are seeking a highly skilled Risk Management and Compliance Specialist to join our team at JPMorgan Chase. As a key member of our Commercial Banking organization, you will play a critical role in helping us grow our business in a responsible and sustainable way.In this role, you will be responsible for assessing and managing credit risk for our...
-
Vice President, Credit Risk Manager
1 week ago
San Francisco, California, United States HSBC Full timeJob Title: Vice President, Credit OfficerAt HSBC, we're committed to delivering exceptional customer experiences and driving growth through innovation. As a Vice President, Credit Officer, you'll play a critical role in managing credit risk and providing decisioning for Commercial Banking Innovation Banking.Key Responsibilities:Manage credit risk and provide...
-
Senior Commercial Credit Risk Manager
3 days ago
San Francisco, California, United States LendingClub Bank Full timeAbout the RoleWe are seeking a highly skilled Sr Commercial Credit Risk Manager to lead the independent credit risk management of the Equipment Finance (EF) portfolio at LendingClub Bank, as well as oversight of credit extension in the Small Business Lending segment. This role requires a strong understanding of credit risk management principles and...
-
Risk Management Specialist
4 weeks ago
San Francisco, California, United States JPMorganChase Full timeJob SummaryWe are seeking a highly skilled Risk Management Specialist to join our team at JPMorgan Chase. As a key member of our Commercial Banking organization, you will play a critical role in helping us understand, manage, and anticipate risks in a constantly changing environment.Key ResponsibilitiesUtilize advanced credit analysis and financial modeling...
-
San Francisco, California, United States SoFi Full timeAbout the Role:SoFi is seeking a Senior Manager of Risk Management, Credit Card Acquisition to lead the credit risk strategies for our Credit Card products. This role will collaborate with business partners to drive revenue, control risk, and provide value to the company and customers.Key Responsibilities:Develop and implement credit card new accounts...
Credit Risk Specialist
2 months ago
About Cardless
At Cardless, we are innovating a credit card and loyalty platform that empowers consumer businesses to engage effectively with their clientele. We have successfully launched multiple credit cards, including partnerships with major brands in various sectors. Our mission is to help businesses create imaginative card programs and integrate credit card functionalities seamlessly into their offerings.
We prioritize qualities such as curiosity, humility, and intensity in our work culture. Our fast-paced environment encourages motivated and resourceful individuals to make a significant impact on our growth trajectory. Our headquarters is located in San Francisco, and we have secured substantial funding from leading venture capital firms.
Role Overview
The risk team at Cardless is tasked with developing the credit and underwriting policies for our partner brands, as well as implementing robust fraud prevention measures. As a Risk Analyst, you will play a crucial role in refining our underwriting policies based on product performance and creating tools that facilitate scalable risk management across various partners and brands. Your responsibilities will also include monitoring our portfolio and evaluating incoming applications for potential fraudulent activities. This is a significant challenge that requires a balance between growth and risk management.
Key Responsibilities
- Develop and oversee credit policies for both new and existing brand partners.
- Enhance our proprietary risk models to accurately predict loss behavior.
- Conduct quantitative analyses to identify risk vectors and fraudulent behaviors.
- Establish rules and strategies to mitigate fraud across applications, account management, and transactions.
- Implement A-B testing to optimize business processes and strategies.
Qualifications
- A minimum of 3 years of experience in credit risk within the consumer credit sector.
- Strong analytical skills with proficiency in SQL and Excel.
- Familiarity with statistical programming languages such as Python, SAS, or R is advantageous.
- Experience in experimental design and A-B testing methodologies.
- Understanding of data pipelining, modeling, and ETL processes.
- Ability to communicate insights clearly through data storytelling.
- Comprehensive knowledge of the consumer credit landscape and relevant fair lending regulations.
- Excellent verbal, written, and interpersonal communication skills.
- Experience collaborating with banking partners and third-party data vendors is a plus.
Work Environment
We are committed to fostering a remote-friendly work environment while also providing benefits for in-office employees. Our team comes together for offsite events and trips regularly, covering all associated travel and lodging expenses.
Compensation and Benefits
This position offers a competitive salary range along with equity and comprehensive benefits. Our employees enjoy top-tier healthcare coverage, unlimited paid time off, parental leave, and unique team-building experiences.
Cardless is an equal opportunity employer, committed to diversity and inclusion in the workplace.
