Head of Credit Risk Management

2 weeks ago


San Francisco, California, United States Earnest Current Job Openings Full time
About the Role

We are seeking a highly skilled and experienced Head of Credit Risk to join our team at Earnest. As a key member of our leadership team, you will be responsible for leading our credit risk management function and ensuring that our lending practices are sound and compliant with regulatory requirements.

The successful candidate will have a deep understanding of credit risk management principles and practices, as well as experience in leading high-performing teams and developing and implementing effective risk management strategies.

Key Responsibilities
  • Lead the development and implementation of credit risk management policies and procedures
  • Oversee the credit risk assessment process, including the development of risk models and scoring systems
  • Manage a team of credit risk specialists and ensure that they have the necessary skills and resources to perform their duties effectively
  • Develop and maintain relationships with key stakeholders, including regulators, auditors, and capital suppliers
  • Prepare and present comprehensive risk reports to executive leadership and other relevant stakeholders
Requirements
  • 15+ years of experience in risk management roles within fintech or banking industry lending, risk management, risk analytics, credit, data science, fraud or information management
  • 10+ years personnel management experience, experience managing managers is preferred
  • Knowledge of applicable laws and regulations governing the lending industry, including regulatory compliance experience
  • Proven track record of developing and implementing effective risk management strategies
  • Strong understanding of credit risk modeling, regulatory compliance and risk mitigation strategies
  • Deep understanding of loss forecasting modeling techniques and risk mitigation strategies
  • Experience and knowledge of the development and deployment of credit workflows
What We Offer
  • A competitive salary and benefits package
  • The opportunity to work with a dynamic and growing company
  • A collaborative and supportive work environment
  • The chance to make a real impact in the financial services industry
About Earnest

Earnest is a fintech company that provides student loan refinancing and private student loans. We are committed to making higher education more accessible and affordable for everyone.

We are a team of passionate and dedicated individuals who are working together to make a difference in the lives of our customers. If you are looking for a challenging and rewarding career opportunity, we encourage you to apply.



  • San Francisco, California, United States Earnest Current Job Openings Full time

    About the RoleEarnest is seeking a seasoned risk management professional to lead our credit risk organization. As the Head of Credit Risk, you will be responsible for developing and implementing effective risk management strategies to ensure the company's financial stability and growth.Key ResponsibilitiesLead and manage a high-performing risk organization,...


  • San Francisco, California, United States Earnest Current Job Openings Full time

    About the RoleEarnest is seeking a seasoned risk management professional to lead our credit risk organization. As the Head of Credit Risk, you will be responsible for developing and implementing effective risk management strategies to ensure the company's financial stability and growth.Key ResponsibilitiesLead and manage a high-performing risk organization,...


  • San Francisco, California, United States Cardless Full time

    Job Title: Head of RiskCardless is seeking a seasoned risk professional to lead our risk management efforts. As Head of Risk, you will be responsible for overseeing our risk systems and team, ensuring that our credit and fraud risk management practices are aligned with industry best practices.Key Responsibilities:Application Decisioning: You will oversee the...


  • San Francisco, California, United States Cardless Full time

    Job Title: Head of RiskAt Cardless, we're seeking a seasoned risk management professional to lead our risk systems and team. As Head of Risk, you'll be responsible for overseeing our risk management strategies and ensuring the health of our credit card book.Key Responsibilities:Application Decisioning: You'll oversee the models and underwriting techniques we...


  • San Francisco, California, United States Faire Inc Full time

    About Faire IncFaire Inc is an online wholesale marketplace that empowers independent retailers to succeed in a rapidly changing retail landscape. Our mission is to level the playing field for small businesses by providing them with the tools and resources they need to compete with larger retailers.Job DescriptionWe are seeking a highly experienced and...


  • San Francisco, California, United States HSBC Full time

    About the RoleHSBC is seeking a highly skilled and experienced Credit Officer to join our Commercial Banking team. As a key member of our Innovation Banking division, you will be responsible for managing credit risk and providing decisioning for new and existing clients.Key ResponsibilitiesReview and provide credit approvals, ensuring credit quality is...


  • San Francisco, California, United States HSBC Full time

    About the RoleWe are seeking a highly skilled and experienced Credit Officer to join our Commercial Banking team at HSBC. As a key member of our team, you will be responsible for managing credit risk and providing decisioning for our Commercial Banking Innovation Banking division.Key ResponsibilitiesManage Credit Risk: Review or provide credit approvals,...


  • San Francisco, California, United States HSBC Full time

    Job SummaryHSBC is seeking a highly skilled and experienced Vice President, Credit Officer to join our Commercial Banking team. As a key member of our Innovation Banking division, you will be responsible for managing credit risk and providing decisioning for new and existing clients.Key ResponsibilitiesReview and provide credit approvals, ensuring credit...

  • Credit Risk Manager

    4 weeks ago


    San Francisco, California, United States HSBC Full time

    {"title": "Credit Risk Manager", "content": "Job SummaryHSBC is seeking a skilled Credit Risk Manager to join our Commercial Banking team. As a key member of our team, you will be responsible for managing credit risk and providing decisioning for Commercial Banking Innovation Banking. This role requires a strong understanding of credit risk management and...


  • San Francisco, California, United States HSBC Full time

    Job SummaryHSBC is seeking a highly skilled and experienced Senior Credit Risk Manager to join our team. As a key member of our credit risk management team, you will be responsible for managing credit risk and providing decisioning for credit exposure arising from new and existing clients.Key ResponsibilitiesManage Credit Risk: Participate with lenders and...


  • San Francisco, California, United States KPMG Full time

    Job Title: Commercial Credit Risk ManagerWe are seeking a highly skilled Commercial Credit Risk Manager to join our team at KPMG. As a Commercial Credit Risk Manager, you will be responsible for managing client engagements relating to the financial services industry, with a primary focus on providing transformational process enhancement through procedural...


  • San Francisco, California, United States Faire Inc Full time

    About Faire IncFaire Inc is an innovative online wholesale marketplace that empowers independent retailers to thrive in a rapidly changing retail landscape. Our mission is to level the playing field for small businesses by providing them with the tools and insights they need to compete with larger retailers.Job DescriptionWe are seeking a highly experienced...


  • San Francisco, California, United States Faire Inc Full time

    About Faire IncFaire Inc is an online wholesale marketplace that empowers independent retailers to succeed in a rapidly changing retail landscape. Our mission is to level the playing field for small businesses by providing them with the tools and resources they need to compete with larger retailers.Job DescriptionWe are seeking a highly experienced and...


  • San Francisco, California, United States Cardless Full time

    Job Title: Head of RiskAt Cardless, we're seeking a seasoned professional to lead our risk management efforts. As Head of Risk, you'll be responsible for overseeing our risk systems and team, ensuring the integrity of our credit and fraud risk management processes.Key Responsibilities:Application DecisioningYou'll oversee the development and deployment of...


  • San Francisco, California, United States Cardless Full time

    Job Title: Head of RiskCardless is seeking a seasoned risk management professional to lead our risk systems and team. As Head of Risk, you will be responsible for the leadership and oversight of our risk management processes and team.Key Responsibilities:Application Decisioning: Oversee the development and deployment of risk models and underwriting...

  • Credit Risk Analyst

    1 month ago


    San Francisco, California, United States MUFG Bank, Ltd. Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Portfolio Management Group at MUFG Bank, Ltd. This is an exciting opportunity to work with a talented team of professionals who are passionate about delivering exceptional results and making a meaningful impact.Key ResponsibilitiesPerform due diligence on new transactions and...

  • Credit Risk Analyst

    4 weeks ago


    San Francisco, California, United States MUFG Bank, Ltd. Full time

    About the RoleWe are seeking a highly skilled Credit Risk Analyst to join our Portfolio Management Group. As a key member of our team, you will be responsible for handling credit coverage for clients in the Technology, Media, Telecom and Sports (TMTS) sector. Your primary focus will be on preparing detailed credit analyses and credit applications, evaluating...


  • San Francisco, California, United States Risk Placement Services Full time

    At Risk Placement Services, we're a collaborative team that thrives on creativity and tackling challenges head-on. Our culture fosters an environment where every idea counts, and every individual's contribution matters. We work with top-rated carriers to design robust coverage for our clients, unleashing their potential and supporting their growth.We believe...


  • San Francisco, California, United States Faire Inc Full time

    About FaireFaire is an online wholesale marketplace that empowers independent retailers to succeed in a rapidly changing retail landscape. Our platform connects a growing community of entrepreneurs across the globe, providing them with access to a curated selection of products from around the world.Job DescriptionWe are seeking a highly experienced and...

  • Credit Risk Manager

    4 weeks ago


    San Jose, California, United States Super Micro Computer Full time

    About the RoleSuper Micro Computer, Inc is currently seeking a Credit Manager position who joins our team of valuation professionals who brings industry experience, innovation, and specialized knowledge to help make the best decision for our business and mission.Key ResponsibilitiesReview and approve individual credit files to assess overall credit process...