Senior Credit Analyst

1 week ago

Portland Oregon, United States WaFd Bank Full time
Job Summary

The Senior Credit Analyst is responsible for providing due diligence and analytical support to the Relationship Officer and Relationship Manager, Director and Division Manager.

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; determines the advisability of granting credit for diversified types of loans; assists Relationship Officers, Relationship Managers, Directors and the Division Manager in writing loan requests; promotes business for the Bank by maintaining good client relations and referring clients to appropriate staff for new services.

The Senior Credit Analyst will be able to independently interact with clients and prospects to perform all due diligence necessary to extend credit, write up a credit submission, orally present the merits of a credit request and obtain credit approval.

Key Responsibilities

  • Assists Relationship Officers, Relationship Managers and Directors in performing pre-qualification assessment and analysis of financial condition and risk of financing requests within the framework of the Bank's credit culture and current economic and industry trends.
  • Assists Relationship Officers, Relationship Managers and Directors in gathering data from clients and internal and outside sources; prepares spreadsheets and analyzes financial information, including financial statements and tax returns; contacts clients for additional information and clarification of data.
  • Compiles data from credit bureaus, conducts industry peer comparisons and performs cash flow analyses and other such tasks and comparisons.
  • Informs Relationship Officer, Relationship Manager, Director and Division Manager when up-to-date financial statements are needed for commercial accounts; ensures credit inquiries and UCC filings are researched to determine credit worthiness and appropriate collateral positioning are achieved.
  • Works with Relationship Officers, Relationship Managers and Directors to ensure that all portfolio management responsibilities are well documented and maintained in accordance with management expectations.
  • Assists Relationship Officers, Relationship Managers and Directors in the review and renewal of credit facilities and provides back-up support.
  • May take primary responsibility for certain credit actions (approvals, renewals) per the guidance of the Relationship Manager, Director or Division Manager.
  • Develops knowledge of relevant industries, as well as economic conditions (i.e. interest rates, asset values, competition, market conditions, etc.) that impose risk to the client base.
  • Represents the Bank in various community, civic, and community reinvestment functions to further enhance the Bank's image and develop additional business.
  • Reinforces the application of superior client service through his or her own example, along with appropriate follow-through with involved clients and employees.
  • Treats people with respect, keeps commitments, inspires the trust of others, works ethically and with integrity, upholds organizational values and accepts responsibility for his or her own actions.
  • Ensures compliance with all Bank policies, procedures and processes and all applicable state and federal banking laws, rules and regulations; adheres to Bank Secrecy Act (BSA) responsibilities specific to the position.
  • Adherence to bank policies and procedures designed to comply with Federal regulations, including but not limited to the Bank Secrecy Act, USA Patriot Act and OFAC regulations.
  • Completes administrative tasks correctly and on time; supports the Bank's goals and values.
Qualifications

Education/Skills/Training:

  • Bachelor's Degree or approved equivalent combination of education and experience. Work-related experience should consist of commercial financial analysis or a lending background. Educational experience, through in-house training sessions, formal business school or financial industry related curriculum.
  • Preferred five to seven years' experience in financial and/or credit analysis or related areas.
  • Experience, knowledge and training in financial statement and tax return analysis typically resulting from a combination of education in accounting, financial and/or credit analysis or related areas.
  • Strong knowledge of commercial, construction and real estate credit analysis.
  • Ability to analyze and interpret general business periodicals, professional journals and technical procedures.
  • Ability to effectively present information and respond to questions from diverse groups, including managers, customers and members of the general public.
  • Proficient in Microsoft Office suite (Word, Excel and PowerPoint).
  • Strong typing skills to meet production needs of the position.
  • Strong math skills.
  • Effective verbal, written and interpersonal communication skills, ability to write reports and correspondence and speak clearly to customers and employees.
  • Ability to deal with normal problems involving multiple facets and variables in non-standardized situations and apply common sense in carrying out instructions and solving problems.
  • Excellent organizational and time management skills.
  • Ability to work with minimal supervision while performing duties.

  • Credit Analyst

    1 week ago

    Portland, United States Washington Federal Full time

    The Senior Credit Analyst is responsible for providing due diligence and analytical support to the Relationship Officer and Relationship Manager, Director and Division Manager. The Senior Credit Analyst is responsible for gathering and analyzing cred Credit Analyst, Relationship Manager, Analyst, Officer, Client Relations, Senior, Technology, Banking

  • Senior Commercial Credit Analyst

    2 weeks ago

    Oregon, United States ONE COMMUNITY BANK Full time

    Exciting opportunity to join One Community Bank as a Full Time Senior Commercial Credit Analyst. As a key player in our organization, you will have the chance to analyze complex commercial credit data, assess risk, and contribute to the financial success of our clients. Your expertise will directly impact decision-making processes and help drive strategic...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Oregon, United States One Community Bank Full time

    Exciting opportunity to join One Community Bank as a Full Time Senior Commercial Credit Analyst. As a key player in our organization, you will have the chance to analyze complex commercial credit data, assess risk, and contribute to the financial success of our clients. Your expertise will directly impact decision-making processes and help drive strategic...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Oregon, United States One Community Bank Full time

    Job DescriptionJob DescriptionExciting opportunity to join One Community Bank as a Full Time Senior Commercial Credit Analyst. As a key player in our organization, you will have the chance to analyze complex commercial credit data, assess risk, and contribute to the financial success of our clients. Your expertise will directly impact decision-making...

  • Senior Credit Risk Analyst

    2 weeks ago

    Portland, Oregon, United States The Symicor Group Full time

    Senior Credit Risk Analyst PositionAre you an experienced Credit Analyst seeking a new challenge in the financial sector? The Symicor Group is looking for a dedicated professional to assess clients' credit profiles and financial documents to gauge lending risks effectively.Key Responsibilities:Examine intricate commercial real estate (CRE) and commercial and...

  • Senior Commercial Credit Risk Analyst

    3 days ago

    Oregon, Wisconsin, United States One Community Bank Full time

    About the RoleWe are seeking a highly skilled Senior Commercial Credit Analyst to join our team at One Community Bank. As a key player in our organization, you will have the opportunity to analyze complex commercial credit data, assess risk, and contribute to the financial success of our clients.Key ResponsibilitiesAnalyze a wide range of financial...

  • Senior Commercial Credit Analyst

    2 weeks ago

    Oregon, WI, United States One Community Bank Full time

    Exciting opportunity to join One Community Bank as a Full Time Senior Commercial Credit Analyst. As a key player in our organization, you will have the chance to analyze complex commercial credit data, assess risk, and contribute to the financial success of our clients. Your expertise will directly impact decision-making processes and help drive strategic...

  • Senior Commercial Credit Analyst

    1 week ago

    portland, United States Smith & Wilkinson Full time

    Smith & Wilkinson has been retained by Skowhegan Savings Bank to manage the search for a Senior Commercial Credit Analyst. Headquartered in Skowhegan, Maine, Skowhegan Savings Bank is a mutual savings bank serving the communities of Kennebec Valley for over 150 years. The Bank has twelve branches that serve central and parts of southern Maine. With total...

  • Senior Commercial Credit Analyst

    4 weeks ago

    Portland, United States Smith & Wilkinson Full time

    Smith & Wilkinson has been retained by Skowhegan Savings Bank to manage the search for a Senior Commercial Credit Analyst. Headquartered in Skowhegan, Maine, Skowhegan Savings Bank is a mutual savings bank serving the communities of Kennebec Valley for over 150 years. The Bank has twelve branches that serve central and parts of southern Maine. With total...

  • Senior Commercial Credit Analyst

    3 weeks ago

    Portland, United States Smith & Wilkinson Full time

    Smith & Wilkinson has been retained by Skowhegan Savings Bank to manage the search for a Senior Commercial Credit Analyst. Headquartered in Skowhegan, Maine, Skowhegan Savings Bank is a mutual savings bank serving the communities of Kennebec Valley for over 150 years. The Bank has twelve branches that serve central and parts of southern Maine. With total...

  • Senior Commercial Credit Analyst

    4 weeks ago

    Portland, United States Smith & Wilkinson Full time

    Smith & Wilkinson has been retained by Skowhegan Savings Bank to manage the search for a Senior Commercial Credit Analyst. Headquartered in Skowhegan, Maine, Skowhegan Savings Bank is a mutual savings bank serving the communities of Kennebec Valley for over 150 years. The Bank has twelve branches that serve central and parts of southern Maine. With total...

  • Senior Commercial Credit Analyst

    3 weeks ago

    Portland, United States Smith & Wilkinson Full time

    Smith & Wilkinson has been retained by Skowhegan Savings Bank to manage the search for a Senior Commercial Credit Analyst. Headquartered in Skowhegan, Maine, Skowhegan Savings Bank is a mutual savings bank serving the communities of Kennebec Valley for over 150 years. The Bank has twelve branches that serve central and parts of southern Maine. With total...

  • Senior Commercial Credit Analyst

    2 months ago

    Portland, United States The Ladders Full time

    For The Life You Choose, A Career to Match....Here at Norway Savings Bank, we strive to create a positive, team-based culture that leverages each person's unique gifts and strengths and offers the support to achieve great things. A place where your unique being shines through. Our team is seeking an experienced and self-driven individual to join us as a...

  • Accounts Credit Analyst

    2 weeks ago

    Portland, Oregon, United States Columbia Sportswear Full time

    About Columbia SportswearColumbia Sportswear's Finance & Accounting teams are dedicated to ensuring the financial stability and strategic direction for a diverse portfolio of global brands. These teams leverage their expertise across various domains including Compliance, Credit Management, Financial Planning and Reporting, Taxation, Treasury, Procurement,...

  • Lead Commercial Credit Analyst

    2 weeks ago

    Portland, Maine, United States Smith & Wilkinson Full time

    Position Overview:Smith & Wilkinson is collaborating with a reputable financial institution to identify a qualified candidate for the role of Senior Analyst for Commercial Credit. About the Institution:This organization has a long-standing history of serving its community, providing essential banking services for over a century. With a network of branches,...

  • Lead Commercial Credit Analyst

    2 weeks ago

    Portland, Maine, United States Smith & Wilkinson Full time

    Position Overview:Smith & Wilkinson is conducting a search for a Senior Commercial Credit Analyst on behalf of a reputable financial institution. About the Institution:This organization has been a cornerstone in the financial landscape for over 150 years, dedicated to serving its community with integrity and commitment. Role Responsibilities:The individual...

  • Credit Application Processor

    6 days ago

    Portland, Oregon, United States TEC Equipment, Inc. Full time

    About Us:Tec Equipment, Inc. is a leading provider of heavy-duty trucks, trailers, and equipment solutions. With over 30 locations across the western United States, we serve thousands of customers in the transportation and logistics industries.We offer a comprehensive range of products and services, including new and used trucks, trailers, and equipment, as...

  • Sr. Credit Analyst

    4 weeks ago

    Portland, United States The Symicor Group Full time

    Sr. Credit Analyst – To $110K – Portland, OR – Job # 3039 Who We Are The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & San Antonio, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. The Position Our bank client is seeking to fill a Sr. Credit...

  • Credit Risk Analyst

    2 weeks ago

    Portland, Oregon, United States Columbia Sportswear Full time

    About the RoleAs a Credit Analyst at Columbia Sportswear, you will play a pivotal role in managing the new account process for our diverse portfolio of global brands. Your expertise will be essential in overseeing credit evaluations and ensuring the financial integrity of our customer relationships.Key Responsibilities- Serve as the primary contact for the...

  • Credit Assistant

    6 days ago

    Portland, Oregon, United States TEC Equipment, Inc. Full time

    About Us:Tec Equipment, Inc. is a leading provider of heavy-duty trucks, trailers, and equipment solutions. With over 30 locations across the western United States, we serve thousands of customers across multiple industries.We offer a comprehensive range of products and services, including new and used trucks, trailers, and equipment, as well as parts,...