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Senior Commercial Credit Analyst

2 months ago


Oregon, United States ONE COMMUNITY BANK Full time

Exciting opportunity to join One Community Bank as a Full Time Senior Commercial Credit Analyst. As a key player in our organization, you will have the chance to analyze complex commercial credit data, assess risk, and contribute to the financial success of our clients. Your expertise will directly impact decision-making processes and help drive strategic growth initiatives.

Join our dynamic team in Oregon, WI, and be part of a company that values innovation, trust, and client satisfaction. You will have benefits such as Medical, Dental, Vision, 401(k), Life Insurance, Flexible Spending Account, Competitive Salary, Paid Time Off, Long and short-term disability insurance, and Pet insurance. Do not miss out on the chance to make a significant impact in the banking industry with a competitive salary package awaiting you.

LET US INTRODUCE OURSELVES

Why join One Community Bank? Our actions demonstrate our tenets: Invest in Relationships, Trust the Team, See the Upside, Encourage New Ideas and Think Big We serve clients, support colleagues and invest in our communities because we aspire to be the Best Billion Dollar Bank in the World The one bank that's different from other banks. We began as a single location serving the Oregon, Wisconsin, community back in 1976. Since then, One Community Bank has grown to serve 16 locations. Come grow with One Community Bank We have been voted a Top Work Place six years in a row

WHAT WOULD YOU DO AS A SENIOR COMMERCIAL CREDIT ANALYST

Join our team at One Community Bank as a Senior Commercial Credit Analyst, where you will play a crucial role in assessing credit risk and supporting lending decisions. Your responsibilities will include analyzing a wide range of financial information such as tax returns, income statements, and credit reports, to evaluate the risk associated with extending credit. With a focus on global cash flow analysis and collateral positions, you will collaborate with lenders and business representatives to gather essential data. By generating financial ratios and comparing the financial health of businesses, you will contribute to creating thorough loan presentations and credit memos.

Additionally, you will provide mentorship to junior team members, ensure compliance with department policies, and offer valuable insights for the continuous improvement of the Credit department.

WHAT WE'RE LOOKING FOR IN A SENIOR COMMERCIAL CREDIT ANALYST

To excel as a Senior Commercial Credit Analyst at One Community Bank, candidates must possess a Bachelor's Degree in Finance or Accounting along with a minimum of 4-5 years of credit analyst experience in a banking setting. Strong communication skills are essential for providing guidance to junior team members effectively. Proficiency in accounting principles, regulations, and industry procedures is crucial for accurate financial analysis. Advanced problem-solving abilities are necessary to navigate complex credit scenarios and generate insightful recommendations. Additionally, candidates should demonstrate advanced proficiency in Microsoft Office applications to efficiently analyze data and prepare comprehensive reports.

The ability to apply these skills in a dynamic and fast-paced environment will be key to success in this role.

CONNECT WITH OUR TEAM TODAY

If you think this job aligns with your requirements, then submitting an application is simple. Good luck

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