Residential Lending Specialist

2 weeks ago


Santa Ana, California, United States ALT FINANCIAL NETWORK, INC. Full time
About Us:

ALT FINANCIAL NETWORK, INC. is seeking a skilled and client-focused Residential Lending Specialist to enhance our team. We prioritize creating a seamless and encouraging atmosphere for our employees to excel.

If you possess a solid history of developing customized lending options for clients, we invite you to consider joining our organization.


Compensation:
Enjoy a commission structure of 75% on all self-generated transactions; 50% on leads provided by the company; with in-house processing available Monday through Friday.

Key Responsibilities:

- Cultivate and strengthen relationships through networking and outreach with financial institutions, real estate agents, builders, and local communities to generate new business opportunities.

- Maintain an active pipeline of loans in accordance with our operational standards.

- Collaborate closely with industry professionals to compile and prepare all necessary documentation for underwriting.

- Provide clients with comprehensive insights into various loan options and associated costs to facilitate informed decision-making.

- Engage with clients, real estate agents, processors, and underwriters to ensure a streamlined transaction process.


Qualifications:

- Proficient understanding of FHA, VA, USDA, conventional, fixed/adjustable loans, Bridge Loans, Non-Conforming Loans, FNMA, FHLMC, and Home Equity Lines of Credit.

- Familiarity with state and federal regulations, along with company underwriting policies and standards.

- Possession of a current NMLS State License or Federal NMLS Registration.

- A bachelor's degree from an accredited institution in banking, business, real estate, or a related discipline is required.

- Proficiency in Office Suite and loan origination software such as Calyx, Experian, or LendingWise is preferred.


Compensation Overview:
Anticipate an annual commission ranging from $100,000 to $200,000 based on performance.

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