Consumer Real Estate Loan Documentation Specialist

2 weeks ago


Lake Charles, Louisiana, United States b1BANK Full time
Job Summary

This position will be located in a regional office dependent on the candidate chosen.

Job Responsibilities:

• Assist in training of new loan documentation personnel

• Produce standard loan and collateral documents for all types of consumer real estate loans which comply with bank policy and all federal and state laws

• Review existing loan and collateral documentation to ensure and existing errors or deficiencies are resolved when processing renewals or originating new loans secured by existing collateral

• Engage and work with outside counsel, as needed, for loan closings

• Obtain and review all supporting documentation for loans prior to closing, including but not limited to:

• Credit approval and adherence to loan policy

• Financial reporting requirements and adherence to loan policy

• Lien searches and Real Estate title documents to ensure the bank's ability to perfect their lien position

• Flood determinations and applicable flood insurance to ensure compliance with federal flood regulations

• All other types of applicable insurance (i.e. hazard, general liability, workers comp, builders risk), to ensure bank's collateral is protected

• Environmental due diligence documents to ensure policy requirements are met

• Real Estate appraisals and reviews to ensure policy and regulatory requirements are met

• Assist with second reviews of loan documentation packages prior to closing

• Assist with loan documentation personnel in the due diligence and preparation of their loan packages

Requirements:

• Associate's Degree or Bachelor's Degree in a Business or Finance Related Field, or

1 (One) years of consumer real estate loan documentation experience

• Strong working knowledge of real estate documents (Title Opinions, Title Insurance Documents, Mortgages, Appraisals, etc.)

• Strong working knowledge of other departments, as they relate to loan operations

• Strong interpersonal communication

• Strong organizational and time management skills

• Strong computer, keyboard, and software application (Microsoft Word and Excel) skills

• Knowledge of Laser Pro, or similar loan origination system, experience preferred

Equal Opportunity Employer/Veterans/Disabled



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