Senior Claims Liability Consultant

2 weeks ago


Lansing, Michigan, United States Tower Hill Insurance Full time

Position Overview
This is a hybrid opportunity within our organization.

Tower Hill Insurance Group is thrilled to present a remarkable opportunity for a skilled Senior Liability Adjuster who thrives on intellectual challenges and is eager to build a fulfilling career with a growing company.

As one of Florida's most reputable names in homeowners insurance, Tower Hill Insurance offers excellent prospects for career progression and personal development, complemented by competitive benefits and rewards.

We are consistently expanding and are in search of dedicated professionals who possess a team-oriented mindset, aspire to make a significant impact, and are committed to a long-term career in the insurance sector.

The Senior Liability Adjuster is responsible for managing intricate third-party liability claims, including property damage, while providing expert insights and recommendations to management and insurance carriers.

Key Responsibilities
- Assess coverage for both personal and commercial claims, ensuring thorough evaluations.
- Conduct comprehensive investigations into liability claims.
- Determine settlement values for losses and engage in settlement negotiations.
- Ensure timely management of claims dispositions.
- Respond to settlement demands and governmental inquiries, while supporting fellow adjusters as required.
- Provide professional opinions and recommendations regarding complex third-party liability claims.

Essential Duties
- Evaluate coverage for complex personal and commercial liability claims, preparing coverage disclaimer letters as necessary.
- Manage and collaborate with legal counsel, engineers, and experts during investigations and negotiations.
- Present information to various departments and conduct presentations to senior management and carriers.
- Interpret liability insurance policies and respond to subpoenas and governmental information requests regarding claims and litigation.
- Maintain an active Adjuster License by fulfilling Continuing Education requirements.

Qualifications
- A Bachelor's Degree or higher with a minimum of seven (7) years of experience in handling third-party liability claims and/or litigation, including complex claims.
- Industry certifications such as CPCU, AIC, or SCLA are preferred.
- A valid Driver's License and Claims Adjuster's License are required.

Skills Required
- Exceptional communication skills, both written and verbal, with the ability to engage effectively with executive-level audiences.
- Proficiency in Microsoft Office Suite for document creation, data analysis, and presentations.
- Strong analytical skills to interpret numerical data and identify actionable trends.

Benefits
- Comprehensive medical, dental, and vision insurance.
- Life and disability insurance.
- 401(k) plan and Health Savings Account.
- Competitive compensation and well-being programs to support employees and their families.

Tower Hill Insurance is an equal opportunity employer, committed to providing reasonable accommodations for individuals with disabilities throughout the employment process.



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