Senior Manager Credit Risk Portfolio Management

4 days ago

Carrollton, Texas, United States Community Choice Financial Family of Brands Full time
Job Title: Senior Manager Credit Risk Portfolio Management

Join our team as a Senior Manager Credit Risk Portfolio Management and become a leader within the Credit Risk organization. As a key member of our team, you will be responsible for growing and enhancing the Company's portfolio performance.

Key Responsibilities:
  • Design, develop, and maintain risk models and quantitative strategies to support the customer approval process, decision engine logic, and overall customer risk management.
  • Collaborate with Operations, Finance, Data Team, and Product Management teams to collect and analyze large sets of data, develop and conduct analyses, build models, design underwriting strategies, and make recommendations to manage customer risk, maximize revenue, improve margins, and create significant value for the business.
  • Present clear and actionable business strategies to senior management, ensuring alignment with company objectives.
  • Use data analytics to identify trends in portfolio performance, offering strategic recommendations to optimize risk in line with company goals.
  • Develop code and execute queries to extract, manage, and analyze existing data.
  • Design strategies and tests to constantly refine risk models, decision engine logic, and pricing parameters.
  • Create the necessary reporting and monitoring processes to track portfolio performance of underwriting models and strategies.
  • Collaborate with cross-functional teams to uncover new insights from data, recognize patterns, and present recommendations to the Executive team.
  • Undertake ad-hoc analysis as needed to support business objectives.
Requirements:
  • Advanced degree in a highly quantitative field (e.g., Statistics, Mathematics, Economics, Information Systems, etc.).
  • Numbers-focused background and strong analytical skills, including experience with analytical software (e.g., SQL, Python).
  • 6+ years in decision analytics, risk modeling, and/or predictive statistics-related functions.
  • Proficient with the use of advanced statistical analysis software and capabilities (fluency in at least two of the following: R, Python, SAS, SQL, PowerBI).
  • Strong experience with data architecture, data mining, and data integration.
  • Ability to conduct extensive data research and handle large datasets.
  • Experience in Subprime Unsecured Lending, FinTech, Risk Management, etc.
  • Exposure to managing Unsecured Loan Portfolio (BIG plus).
  • Ability to communicate complex ideas concisely, in both written and oral formats.
What We Offer:
  • Flexible Paid Time Off.
  • A comprehensive new hire training program.
  • Access to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal development.
  • Performance-based career advancement.
  • Multiple coverage choices for medical insurance, all include free telemedicine and medical spending account (HSA/FSA) options.
  • Traditional 401(k) and Roth 401(k) Retirement plan with a generous Company match program.
  • Company-Sponsored Life and AD&D Insurance.
  • Voluntary benefits, including dental, vision, short-term and long-term disability plans, accident, critical illness, hospital confinement insurance, and even pet insurance.
  • Diverse Culture and Inclusive Environment.
  • A relaxed, business casual dress code that includes jeans and sneakers.

  • Senior Manager, Credit Risk Portfolio Strategist

    9 hours ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job SummaryWe are seeking a highly skilled Senior Manager, Credit Risk Portfolio Management to join our team at Community Choice Financial Family of Brands. As a key member of our Credit Risk organization, you will be responsible for leading the development and implementation of risk models and strategies that support our customer approval process and...

  • Lead Analyst, Credit Risk Management

    2 months ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job OverviewPosition Title: Senior Analyst, Credit Risk StrategyLocation: Carrollton, TXThe Community Choice Financial Family of Brands is seeking a dedicated Senior Analyst in Credit Risk Strategy. This role is pivotal in the design, development, and maintenance of sophisticated statistical models that underpin credit risk and collections for our consumer...

  • Senior Credit Risk Strategy Analyst

    2 months ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job OverviewPosition Title: Senior Analyst, Credit Risk StrategyCompany: Community Choice Financial Family of BrandsLocation: Carrollton, TXThe Community Choice Financial Family of Brands is seeking a dedicated Senior Analyst specializing in Credit Risk Strategy. This role is pivotal in the design, development, and maintenance of sophisticated statistical...

  • Credit Manager

    4 weeks ago

    Carrollton, Texas, United States DuraServ Full time

    Job SummaryThe Accounts Receivable (AR) Manager, Credit & Collections is responsible for leading and managing the credit and collections functions within the AR department. This role involves developing and implementing credit policies, overseeing the collections process, and managing customer relationships to optimize cash flow and minimize bad debt. The...

  • Senior Risk Analyst

    1 month ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job DescriptionOverviewCommunity Choice Financial Family of Brands is seeking a Senior Risk Analyst to join our team. This role is responsible for designing, developing, and maintaining complex statistical models that support credit risk and collections for our consumer loan products.Key ResponsibilitiesCollect and analyze large datasets to build predictive...

  • Senior Risk Analyst

    4 days ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job Title: Senior Analyst, Credit Risk StrategyOverview:We are seeking a highly skilled Senior Analyst, Credit Risk Strategy to join our team. As a key member of our credit risk management team, you will be responsible for designing, developing, and maintaining complex statistical models that support credit risk and collections for our consumer loan...

  • Senior Risk Analyst

    4 weeks ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    Job OverviewWe are seeking a highly skilled Senior Analyst to join our Credit Risk Strategy team. As a key member of our team, you will be responsible for designing, developing, and maintaining complex statistical models that support credit risk and collections for our consumer loan products.Key Responsibilities:Collect and analyze large datasets to build...

  • Senior Portfolio Manager

    15 hours ago

    Carrollton, Texas, United States Community Choice Financial Family of Brands Full time

    pbJobSummary/b/ppWeareseekingahighlyskilledSeniorManagertoleadourCreditRiskPortfolioManagementteam.Asakeymemberofourorganization,youwillberesponsiblefordevelopingandimplementingriskmodelsandstrategiestosupportourcustomerapprovalprocessandoverallriskmanagement./ppbKeyResponsibilities/b/pulliDesignanddevelopriskmodelsandquantitativestrategiestosupportcustomera...

  • Risk Management Specialist

    4 weeks ago

    Carrollton, Texas, United States Crescent Bank Full time

    Job Title: Risk Analyst, Financial RiskCrescent Bank is seeking a skilled professional to fill a critical role in its Enterprise Risk Management team. As a Risk Analyst, Financial Risk, you will play a vital part in safeguarding the bank's assets and ensuring compliance with industry and regulatory standards.The successful candidate will be responsible for...

  • Business Banking Relationship Manager

    1 month ago

    Carrollton, Texas, United States PNC Full time

    Job SummaryPNC is seeking a skilled Relationship Manager to join our Business Banking team in Carrollton, TX. As a trusted advisor, you will leverage your business acumen to facilitate cash flow conversations with clients and prospects, and manage the on-going sales cycle to optimize the cash flow of our business customers.Key ResponsibilitiesDevelop and...

  • Senior Software Development Manager

    3 days ago

    Carrollton, Texas, United States Vendor Resource Management Full time

    Job SummaryThe Senior Development Manager is responsible for overseeing and coordinating the people, resources, and processes required to deliver new software or upgrade existing products meeting VRM needs. In addition, when needed, the Senior Development Manager will perform hands-on development tasks, including software design/architecture, software...

  • Senior Software Development Manager

    4 days ago

    Carrollton, Texas, United States Vendor Resource Management Full time

    Job SummaryThe Senior Development Manager is responsible for overseeing and coordinating the people, resources, and processes required to deliver new software or upgrade existing products meeting VRM needs. In addition, when needed, the Senior Development Manager will perform hands-on development tasks, including software design/architecture, software...

  • Senior Software Development Manager

    13 hours ago

    Carrollton, Texas, United States Vendor Resource Management Full time

    Job SummaryThe Senior Development Manager is responsible for overseeing and coordinating the people, resources, and processes required to deliver new software or upgrade existing products meeting VRM needs.In addition, when needed, the Senior Development Manager will perform hands-on development tasks, including software design, architecture, software...

  • Senior Project Manager Electrical

    3 weeks ago

    Carrollton, Texas, United States Southland Industries Full time

    Job Title: Senior Project Manager ElectricalSouthland Industries is seeking a highly skilled and experienced Senior Project Manager Electrical to join our team. As a Senior Project Manager Electrical, you will be responsible for leading electrical projects from conception to completion, ensuring that they are delivered on time, within budget, and to the...

  • Business Development Manager

    4 days ago

    Carrollton, Texas, United States PNC Financial Services Group Full time

    Job SummaryPNC is seeking a skilled Relationship Manager I - Business Banking to join our team in Carrollton, TX. As a trusted advisor, you will leverage your business acumen to facilitate cash flow conversations with clients and prospects, and manage the on-going sales cycle to optimize the cash flow of our business customers.Key ResponsibilitiesDevelop and...

  • Senior Project Manager

    3 weeks ago

    Carrollton, Texas, United States Southland Industries Full time

    Job Title: Senior Project ManagerSouthland Industries is seeking a highly skilled Senior Project Manager to lead our electrical projects. As a key member of our team, you will be responsible for providing overall management direction on complex electrical projects and analyzing and developing new business opportunities.Key Responsibilities:Evaluate the scope...

  • Business Banking Relationship Manager

    4 days ago

    Carrollton, Texas, United States PNC Full time

    Job DescriptionPosition OverviewPNC is a leading financial institution that values its employees and customers. As a Relationship Manager I - Business Banking, you will be part of a dynamic team that provides cash flow solutions to businesses with annual sales from $1 million to $5 million.Key ResponsibilitiesFacilitate cash flow conversations with clients...

  • Senior Project Manager

    1 month ago

    Carrollton, Texas, United States Southland Industries Full time

    Job SummaryWe are seeking an experienced Senior Project Manager to lead our electrical construction projects. As a key member of our team, you will be responsible for managing complex projects from start to finish, ensuring they are completed on time, within budget, and to the highest quality standards.Key ResponsibilitiesManage project scope, schedule, and...

  • Senior Project Manager

    3 days ago

    Carrollton, Texas, United States Southland Industries Full time

    Job SummaryWe are seeking a highly skilled Senior Project Manager to lead our electrical projects and drive business growth. As a key member of our team, you will be responsible for providing overall management direction, analyzing new business opportunities, and developing project plans.Key ResponsibilitiesAssume primary project leadership responsibilities...

  • Merchant Office Manager for Credit Card Services

    4 weeks ago

    Carrollton, Texas, United States Infinity Systems Full time

    Work with UsWe are seeking a highly motivated and customer-focused individual to join our team as a Merchant Office Manager for Credit Card Services. In this role, you will be responsible for handling customer orders and inquiries related to credit cards.About the RolePartially remote work option availableIntensive 6-8 week training programCompetitive salary...