Senior Manager, Credit Risk Portfolio Strategist

10 hours ago


Carrollton, Texas, United States Community Choice Financial Family of Brands Full time
Job Summary

We are seeking a highly skilled Senior Manager, Credit Risk Portfolio Management to join our team at Community Choice Financial Family of Brands. As a key member of our Credit Risk organization, you will be responsible for leading the development and implementation of risk models and strategies that support our customer approval process and overall customer risk management.

Key Responsibilities:

  • Design, develop, and maintain risk models and quantitative strategies to support customer approval and risk management.
  • Collaborate with Operations, Finance, Data Team, and Product Management teams to collect and analyze large datasets, develop and conduct analyses, build models, and make recommendations to manage customer risk and maximize revenue.
  • Build and refine credit risk strategies for lending products, continuously improving approval criteria, credit limit cut-offs, and overall performance.
  • Present clear and actionable business strategies to senior management, ensuring alignment with company objectives.
  • Use data analytics to identify trends in portfolio performance and offer strategic recommendations to optimize risk in line with company goals.

Requirements:

  • Advanced degree in a highly quantitative field (e.g., mathematics, statistics, or computer science).
  • 6+ years of experience in decision analytics, risk modeling, and/or predictive statistics related functions.
  • Proficient with advanced statistical analysis software and capabilities (e.g., R, Python, SAS, SQL, PowerBI).
  • Strong experience with data architecture, data mining, and data integration.
  • Ability to conduct extensive data research and handle large datasets.
  • Experience in Subprime Unsecured Lending, FinTech, Risk Management, etc.

We offer a comprehensive new hire training program, access to a robust learning management system, and performance-based career advancement opportunities. Our benefits package includes flexible paid time off, medical insurance, 401(k) retirement plan, and more.

Community Choice Financial Family of Brands is committed to providing an inclusive workplace free of discrimination based on race, color, religion, sex, age, national origin, military status, disability, pregnancy, sexual orientation, gender identity or expression, genetic information, or any other characteristic protected by applicable law.



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