Senior Credit Analyst

4 days ago


Los Angeles, California, United States City National Bank Full time
About the Role

We are seeking a highly skilled Senior Credit Analyst to join our team at City National Bank. As a key member of our credit team, you will be responsible for managing a portfolio of problem consumer, commercial, real estate, and syndicated loans.

Key Responsibilities
  • Investigate, analyze, and evaluate the condition of borrowers to identify problems in the credit.
  • Develop strategies to maximize recovery and reduce losses from portfolios.
  • Provide recommendations to the Team Leader on restructuring credits or presenting exit strategies.
  • Negotiate and interface with executives, attorneys, and certified public accountants to develop action plans.
  • Create and prepare reports on portfolio status, proposed action plans, and performance tracking.
  • Coordinate with other Bank departments and external regulators to pursue the best course of action for the Bank.
Requirements
  • Bachelor's Degree or equivalent.
  • Minimum of 1 to 3 years of experience in special assets in C&I, Real Estate, and/or fulfilling a lead agency role of a syndicated credit.
  • SAFE Act Registration.
Preferred Skills and Knowledge
  • Thorough working knowledge of analysis of corporate financial statements, cash flow statements, and commercial/corporate structure.
  • Demonstrated ability to analyze credit and develop and negotiate repayment terms with large and mid-size companies and high net worth individuals.
  • Strong working knowledge of loan restructuring and re-negotiation of interest rates, terms, collateral requirements, documentation, and loan agreements.
  • Excellent verbal and written communication skills to interact effectively with all levels of Bank personnel and customers.
  • Must possess strong working knowledge of the Microsoft Suite.
Compensation and Benefits

Starting base salary: $71,869 - $114,797 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.

At City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues.



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