Property Claims Adjuster

4 weeks ago


Milwaukee, Wisconsin, United States Rural Mutual Insurance Full time
Job Title: Property Claims Adjuster

We are seeking a highly skilled Property Claims Adjuster to join our team at Rural Mutual Insurance. As a Property Claims Adjuster, you will be responsible for investigating and assessing property damage claims from an office environment.

Key Responsibilities:
  • Review and assess property damage claims remotely, using photographs, videos, and other digital documentation.
  • Analyze insurance policies, review claim forms, and investigate the circumstances surrounding the loss to determine coverage and liability.
  • Prepare detailed reports documenting findings, including estimated repair costs, and maintain accurate records of all communication, transactions, and relevant documentation throughout the claims process.
  • Interact with policyholders, claimants, and other stakeholders in a professional and empathetic manner through phone and email.
  • Negotiate with policyholders, contractors, and third-party claimants to reach a fair settlement agreement.
  • Collaborate with other departments, such as underwriters, legal, and agents, to ensure accurate assessment of claims and compliance with company policies and procedures.
Requirements:
  • Bachelor's degree in a relevant field, such as insurance, risk management, or construction.
  • Minimum of three years of experience as a Property Adjuster, with a preference for experience in a field-based role.
  • Solid understanding of construction principles, building materials, and the ability to read and write estimates using Xactimate.
  • Strong analytical and problem-solving abilities to assess property damage accurately, evaluate coverage, and negotiate settlements effectively.
  • Excellent verbal and written communication skills to interact with policyholders, claimants, and internal stakeholders.

Rural Mutual Insurance offers a competitive and comprehensive compensation package, including health, dental, life, LTD, and vision insurance, as well as an employee bonus plan, matching 401(k) plan, and generous time off benefits.



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