Senior Mortgage Advisor

2 weeks ago


Boise, Idaho, United States BankTalent HQ Full time

Company Overview:

BankTalent HQ is a leading financial institution recognized for its exceptional service and commitment to community engagement. We pride ourselves on fostering a supportive work environment and being a top choice for customers in our service areas.

Position Summary:

We are seeking an experienced Mortgage Loan Officer to join our team. This role is crucial in driving mortgage business and providing outstanding service to our clients.

Key Responsibilities:

  • Generate and cultivate mortgage business through established relationships and referrals.
  • Ensure adherence to regulatory standards while performing loan origination tasks.
  • Conduct interviews with potential borrowers to assess their needs and gather relevant financial information.
  • Provide clients with detailed information on loan options and interest rates, manage rate locks, and prepare initial disclosures.
  • Maintain compliance with timely re-disclosures.
  • Coordinate appraisal orders, title searches, and document acquisition as necessary.
  • Maintain communication with clients throughout the loan process and collaborate with processing teams to ensure smooth closings.
  • Originate residential home loans effectively.
  • Stay informed about local real estate trends and mortgage regulations.
  • Foster internal relationships to promote cross-selling of additional bank products.
  • Perform other related duties as assigned.

Qualifications:

  • A college degree and a minimum of 4 years of experience in mortgage lending, including residential construction experience.
  • In-depth knowledge of mortgage lending processes, credit analysis, and relevant laws and regulations.
  • Proven ability to solicit and secure loans successfully.
  • Strong problem-solving capabilities and the ability to work independently.
  • Excellent interpersonal and communication skills.
  • Ability to manage multiple priorities effectively.
  • Proficient in using various software applications, including mortgage-specific tools.

Benefits:

  • Comprehensive Medical, Dental, and Vision Insurance from day one.
  • Life and Disability Insurance, Paid Parental Leave, and Adoption Assistance.
  • Health Savings Accounts (HSA), Flexible Spending Accounts (FSA), and dependent care options.
  • Paid Training, Paid Time Off (PTO), and 11 Paid Federal Holidays.
  • 401(k) plan with company matching, Profit Sharing, and competitive compensation.
  • Mental health support, including coaching and therapy sessions.
  • Tuition Reimbursement for eligible employees.
  • Access to preferred banking products for employees.


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