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Mortgage Loan Originator
1 month ago
We are seeking a skilled Mortgage Loan Originator to join our team at Fifth Third Bank. As a Mortgage Loan Originator, you will be responsible for originating residential 1st mortgage loans for outside referrals, meeting sales and cross-selling objectives, and assuming overall responsibility for the loan from application to closing.
Key Responsibilities:- Develop and maintain referral contacts with realtors, builders, and other professionals.
- Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
- Stay up-to-date on available loan products, processing procedures, and underwriting guidelines.
- Escalate exceptions according to defined protocol.
- Take applicant applications, complete Fannie Mae form 1003, and utilize the laptop for communication and access of daily rates, credit reports, and loan transmission.
- Collect and deliver loan packages within set timeframes.
- Manage pipelines for originated loans through closing and complete required management reports.
- Communicate with branches and applicants regarding updates and progress reports.
- Provide high levels of customer service while managing expectations.
- Attend and participate in Consumer Lending meetings as required.
- High school diploma or equivalent; four-year college degree preferred.
- Knowledge of conventional and/or government lending guidelines.
- Residential mortgage processing, underwriting, and closing procedures.
- Federal lending regulations governing real estate lending.
- Organizational skills, strong written and verbal communications, teamwork, and customer service skills.
- Proven computer skills and basic sales technique skills.
- Strong desire to excel in a competitive environment.
- S.A.F.E. Act registration through the Nationwide Mortgage Licensing System (NMLS).