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Residential Mortgage Specialist
2 months ago
Job Title:
Mortgage Loan Originator
Company:
The CAZA Group
Location:
Reston, VA, US
Key Responsibilities:
Identifying and pursuing new business prospects. Assessing client qualifications. Overseeing the customer journey from initiation to completion.
Responsibilities
- Generate new business through connections with real estate agents, builders, existing clients, and influential networks to secure residential mortgage applications.
- Facilitate loan origination; guide clients through the application process.
- Provide consultations and insights on mortgage processes, clarifying expectations, timelines, and requirements.
- Evaluate borrower qualifications; conduct credit checks; utilize Automated Underwriting Systems; determine loan pricing.
- Collaborate with processing teams to gather necessary documentation; maintain communication with clients, processors, and lenders until loan closure.
- Ensure an exceptional client experience, surpassing customer expectations and fostering satisfaction.
- Create and uphold a personalized business strategy.
Qualifications
- Possession of or willingness to obtain an active NMLS Mortgage Originator License in Virginia, DC, and Maryland.
- A minimum of one year of recent experience in Mortgage Loan Origination or a related sales role.
- Current and active pipeline demonstrating the funding of two loans per month is essential.
- Experience working with first-time home buyers is preferred.
- Strong sales and marketing abilities, including the capacity to cultivate new business through networking and referrals.
- Commitment to honesty and ethical dealings with clients, colleagues, and business partners to achieve objectives.
- Comprehensive knowledge of loan regulations and federal and state guidelines.
- Proficient problem-solving skills; ability to effectively analyze and resolve issues at a functional level.