Credit Risk Specialist

3 days ago


Richardson, Texas, United States Lennox Full time
Job Title: Credit Risk Analyst

Lennox International is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in evaluating and managing credit risk for our customers.

Key Responsibilities:
  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Generate financial ratios using computer programs to evaluate the customers' financial status.
  • Consult with customers to resolve complaints and verify financial and credit transactions.
  • Conduct collection calls and customer visits to collect account receivables.
  • Resolve moderately complex credit problems while requesting assistance on highly sensitive accounts.
  • Communicate with sales and other departments regarding past-due accounts.
  • Establish credit limits.
Requirements:
  • Bachelor's degree or equivalent combination of education and experience.
  • At least 1 year of related experience.
  • Proficient in Microsoft Office and other productivity software systems.
  • Strong analytical, numeracy, and research skills.
  • Excellent communication skills.
  • Solid negotiation and leadership skills.
  • Excellent customer relations skills.
What We Offer:
  • Competitive base salary.
  • Excellent medical plans designed to support healthy lifestyles.
  • Mental and financial health programs.
  • Outstanding 401k with company matching.
  • Employee stock purchase program.
  • Community involvement opportunities.
  • Robust employee assistance program.

We value diversity and inclusion and seek to recruit, develop, and retain the most talented people from a diverse candidate pool. Our goal is to build workplaces that reflect the communities where we live and work, support the growth and development of each team member as they strive to reach their full potential, and empower them to be their authentic selves. Lennox is an equal opportunity employer.



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