Credit and Collections Specialist
4 days ago
Reports To: Director of Credit & Debt Management
Status: Full-time, Regular position
Location: Richardson, TX
Pay: $91,000-$95,000 Per Year + Annual Bonus Opportunity
Job Summary:The Credit and Collection Manager will play a crucial role in our customer experience and operations team, focusing on the management of credit underwriting and accounts receivable (AR) collections. This role requires a dynamic individual with a solid background in the Fintech industry, superior communication skills, and a proven track record in vendor and team management.
Key Responsibilities:- Credit Underwriting: Conduct comprehensive credit underwriting in the Fintech industry by evaluating client credit profiles, determining creditworthiness, managing credit risk, and underwriting new credits. Develop and implement innovative credit approval strategies and evaluate the creditworthiness of new customers to establish credit limits.
- AR Management: Stay updated on relevant laws, regulations, and industry best practices related to credit and collection management. Oversee and manage in-depth accounts receivable collection processes, ensuring timely payment collections. Develop strategies to increase efficiency, reduce bad debt reserves, and oversee the entire collection process of outstanding account balances.
- Vendor Management: Demonstrate excellent vendor management skills by coordinating credit and collection activities with external partners. Establish and maintain strong relationships with vendors, negotiate contracts, and manage vendor performance to ensure optimal service delivery.
- Communication: Utilize strong communication skills, including proficiency in PowerPoint, to present data and reports effectively to various stakeholders.
- Reporting: Prepare detailed month-end financial reports related to credit and collections for review by senior management. Prepare regular reports on collections activity, delinquency rates, and other related metrics.
- Budgeting: Actively participate in the budgeting process, providing valuable input and recommendations based on past and projected collection figures. Create, monitor, and manage credit and collection budgets effectively.
- Problem Solving: Exhibit strong problem-solving skills to identify and resolve credit and collection issues efficiently. Implement solutions to prevent recurrence of these issues.
- Project Management: Lead project management initiatives related to credit and collection process improvements. Ensure projects are completed on time and within budget.
- Initiative Management: Proactively identify opportunities for process improvements and cost reductions. Lead initiatives to achieve these improvements and manage credit and collection strategies to optimize company cash flow.
- Team Management: Manage and oversee a team of credit and collection specialists, providing guidance and support as needed. Foster a positive work environment that encourages team growth and development.
- Bachelor's degree in B.A., Finance, Accounting, or related field. An advanced degree or certification (e.g., MBA, CPA) is preferred.
- Minimum of 5 years of experience in credit underwriting and AR management, preferably within the Fintech industry.
- Proven experience in credit underwriting within the Fintech industry.
- Demonstrated expertise in vendor and team management.
- Proven expertise in accounts receivable management and collections.
- Strong communication skills, both verbal and written, with proficiency in PowerPoint presentations.
- Experience in preparing and analyzing financial reports.
- Experience in budgeting and familiarity with financial forecasting.
- Proven problem-solving skills and project management experience.
- Demonstrated initiative in managing credit and collection strategies.
- Proficient in using accounting software and MS Office applications.
- Detail-oriented with strong analytical skills. Ability to handle confidential information with professionalism and integrity.
-
Credit and Collections Specialist
4 weeks ago
Richardson, Texas, United States Service Experts Full time{"Job Title": "Credit and Collections Specialist", "Reports To": "Director of Credit & Debt Management", "Status": "Full-time, Regular position", "Location": "Richardson, TX", "Pay": "$91,000-$95,000 Per Year + Annual Bonus Opportunity", "Job Summary": "We are seeking a highly skilled Credit and Collections Specialist to join our team at Service Experts. As...
-
Credit and Collections Specialist
4 days ago
Richardson, Texas, United States Service Experts Full timeJob Title: Credit and Collections ManagerAt Service Experts, we are seeking a highly skilled Credit and Collections Manager to join our team. As a key member of our customer experience and operations team, you will be responsible for managing credit underwriting and accounts receivable (AR) collections.Key Responsibilities:Credit Underwriting: Conduct...
-
Credit Balance Specialist
1 month ago
Richardson, Texas, United States UnitedHealth Group Full timeAbout the RoleAt UnitedHealth Group, we're committed to making healthcare simpler and more effective for everyone. As a Credit Balance Clerk, you'll play a vital role in helping us achieve this goal.Key ResponsibilitiesReview and analyze accounts, work queues, and/or reports to identify and resolve unapplied credits and credit balances issued by insurance...
-
Credit Risk Specialist
4 days ago
Richardson, Texas, United States Lennox Full timeJob Title: Credit Risk AnalystLennox International is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in evaluating and managing credit risk for our customers.Key Responsibilities:Analyze credit data and financial statements to assess the degree of risk involved in extending credit or lending...
-
Credit Balance Specialist
4 days ago
Richardson, Texas, United States Optum Full timeOptum Credit Balance Clerk Job DescriptionAt Optum, we're dedicated to making healthcare simpler and more effective for everyone. As a Credit Balance Clerk, you'll play a vital role in resolving unapplied credits and credit balances issued by insurance companies or patients.Key Responsibilities:Review and analyze accounts, work queues, and/or reports to...
-
Credit Risk Specialist
3 days ago
Richardson, Texas, United States Lennox Full timeJob Title: Credit Risk AnalystLennox International is seeking a skilled Credit Risk Analyst to join our team. As a Credit Risk Analyst, you will play a critical role in evaluating and managing credit risk for our customers.Key Responsibilities:Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending...
-
Credit Balance Specialist
4 weeks ago
Richardson, Texas, United States UnitedHealth Group Full timeJob Title: Credit Balance ClerkAt UnitedHealth Group, we're committed to making healthcare simpler and more effective for everyone. As a Credit Balance Clerk, you'll play a vital role in helping us achieve this goal.Job Summary:We're seeking a highly skilled and detail-oriented Credit Balance Clerk to join our team. In this role, you'll be responsible for...
-
Insurance Specialist
1 month ago
Richardson, Texas, United States US Oncology Network-wide Career Opportunities Full timeInsurance Specialist Job DescriptionAt US Oncology Network-wide Career Opportunities, we are seeking an experienced Insurance Specialist to join our team. As an Insurance Specialist, you will play a critical role in ensuring timely payment of payer and patient account balances.Key Responsibilities:Monitor delinquent accounts and perform collection duties to...
-
Insurance Specialist
4 weeks ago
Richardson, Texas, United States Texas Oncology Full timeOverviewThe US Oncology Network is seeking a highly skilled Insurance Specialist to join our team at Texas Oncology. This full-time hybrid remote position will support our Central Business Office location, requiring the candidate to live within a commutable distance to the Dallas region.ResponsibilitiesMonitor delinquent accounts and perform collection...
-
Mortgage Servicing Specialist
4 days ago
Richardson, Texas, United States Texans Credit Union Full timeMortgage Servicing Representative Job SummaryWe are seeking a highly skilled Mortgage Servicing Representative to join our team at Texans Credit Union. As a Mortgage Servicing Representative, you will be responsible for providing exceptional service to our members by handling inquiries related to mortgage accounts, processing payments, and managing escrow...
-
Facilities Maintenance Specialist
3 weeks ago
Richardson, Texas, United States Texans Credit Union Full timeJob SummaryWe are seeking a highly skilled and experienced Facilities Engineer to join our team at Texans Credit Union. The successful candidate will be responsible for providing support in the care and upkeep of our buildings, ensuring that all maintenance and repairs are thoroughly completed and potential hazards or warning signs of potential are...
-
Facilities Maintenance Specialist
1 week ago
Richardson, Texas, United States Texans Credit Union Full timeJob Title: Facilities EngineerTexans Credit Union is seeking a skilled Facilities Engineer to join our team. As a Facilities Engineer, you will be responsible for providing support in the care and upkeep of our buildings, ensuring that all systems are functioning properly and efficiently.Key Responsibilities:Monitor and maintain building systems, including...
-
Bilingual Customer Service Representative
3 weeks ago
Richardson, Texas, United States ReqRoute Inc Full timeJob Description:We are seeking a highly skilled and motivated Bilingual Customer Support Specialist to join our team at ReqRoute, Inc. As a key member of our customer support team, you will be responsible for providing exceptional service to our clients while working in a fast-paced and dynamic environment.Essential Job Duties and Responsibilities:Engage in...
-
Bilingual Customer Service Representative
4 weeks ago
Richardson, Texas, United States ReqRoute Inc Full timeJob Description:We are seeking a highly skilled and motivated Bilingual Customer Support Specialist to join our team at ReqRoute, Inc. As a key member of our customer support team, you will be responsible for providing exceptional service to our clients while working in a fast-paced and dynamic environment.Essential Job Duties and Responsibilities:Engage in...
-
Phlebotomy Specialist
15 hours ago
Richardson, Texas, United States Synectics Inc Full timeJob SummaryAt Synectics Inc, we are seeking a skilled Phlebotomy Specialist to join our team. As a Phlebotomy Specialist, you will be responsible for collecting blood samples from patients and preparing them for laboratory testing. You will work closely with patients, creating an atmosphere of trust and confidence while explaining procedures and drawing...
-
Bilingual Claims Specialist
4 weeks ago
Richardson, Texas, United States Government Employees Insurance Company Full timeBilingual Claims Service Specialist OpportunityWe are seeking a highly motivated and detail-oriented Bilingual Claims Service Specialist to join our team at GEICO's Richardson office. As a Bilingual Claims Service Specialist, you will play a critical role in collecting accident details, investigating claims, and gathering statements from involved parties.Key...
-
Automotive Lubrication Specialist
3 days ago
Richardson, Texas, United States Sonic Automotive Full timeJob Title: Automotive Lubrication Specialist Job Summary: We are seeking a highly skilled Automotive Lubrication Specialist to join our team at North Central Ford. As a key member of our service department, you will be responsible for ensuring the smooth operation of our customers' vehicles by performing lubrication services with precision and attention to...
-
Delinquency Specialist
5 days ago
Richardson, Texas, United States Associa Full timeDelinquency Specialist Job DescriptionAssocia is seeking a highly skilled Delinquency Specialist to join our team. As a Delinquency Specialist, you will be responsible for processing delinquencies for homeowners associations in a fast-paced centralized accounting services environment.Key Responsibilities:Provide reporting and tracking metrics to ensure...
-
Financial Accounting Specialist
3 days ago
Richardson, Texas, United States Vaspire Technologies Inc. Full timeWe are seeking a highly skilled Financial Accounting Specialist to join our team at Vaspire Technologies Inc. The ideal candidate will have a strong background in financial accounting and reporting, with experience working in the real estate industry.The Financial Accounting Specialist will be responsible for managing a portfolio of clients across various...
-
Bilingual Claims Service Specialist
2 weeks ago
Richardson, Texas, United States Government Employees Insurance Company Full timeJob Title: Bilingual Claims Service SpecialistJoin GEICO's team as a Bilingual Claims Service Specialist and take advantage of a fulfilling career opportunity in the insurance industry. As a key member of our team, you will be responsible for handling claims in Spanish and English, providing exceptional customer service, and working collaboratively with...