Mortgage Loan Specialist
3 days ago
About the Job
D.R. Horton, Inc., a leading homebuilder in the US, is seeking a Mortgage Loan Specialist to join their Financial Services Branch. As a key member of the team, you will promote business development, originations, and customer relationships.
Key Responsibilities
- Educate mortgage applicants on financing options and understand their goals during interviews.
- Be accessible to buyers and individuals involved in a loan to answer questions and provide updates.
- Maintain accurate reports and notes within origination software and customer relationship management systems.
- Review new leads daily and build relationships with potential customers.
- Ensure a smooth loan process for all parties by managing loan pipelines.
- Presentation of loan products in sales meetings and with Sales staff in builder communities.
- Quick response to Operations to facilitate an efficient loan process.
- Timely provision of necessary disclosures to loan applicants.
- Professional and ethical conduct to serve customers and increase company goodwill.
- Overtime and overnight travel may be required.
- Accurate marketing of the company's products and services to potential business sources.
- Development of sales leads for mortgages in builder communities and real estate offices.
- Weekend coverage in builder communities and grand opening functions.
- Review of documentation provided by borrowers, checking for accuracy, and addressing discrepancies.
- Familiarization with company QC policies and compliance with them.
- Input to management and attendance at production/staff meetings.
- Assistance in resolving post-closing/funding problems.
- Attendance at loan closings when possible.
Requirements
- Bachelor's degree from a four-year college or university.
- One to two years of related experience and/or training.
- Must have a vehicle and a valid driver's license.
- Licensed Mortgage Loan Originator as required by state.
- General mortgage banking understanding (including lock procedures, program analysis, underwriting guidelines, and regulatory timelines).
- Ability to apply common sense understanding to carry out instructions.
- Proficiency with MS Office and email.
- Ability to sit for the majority of an 8-hour workday and use hands to finger, handle, or feel.
Preferred Qualifications
- Strong written and oral communication skills.
- Ability to accurately and efficiently process and record a large volume of data.
- Ability to act as a team player and accept constructive criticism.
- Bilingual preferred.
About the Company
D.R. Horton, Inc. is a publicly traded company on the New York Stock Exchange, founded in 1978. It constructs and sells high-quality homes designed for entry-level and first-time move-up markets, providing mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.
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