Senior Loan Officer

1 month ago


Pensacola, United States First Federal Bank Full time

Essential Functions

- Interviews residential mortgage loan applicants. 

- Requests specified information for loan application. 

- Notifies applicant of loan decision. 

- Corresponds with customers, applicants or creditors to resolve questions regarding application information. 

- Recommends and outlines terms of loan. 

- Informs prospective borrowers of loan commitments. 

- Reviews developing laws and regulations as they apply to installment loan security agreements. 

- Assists collection officer with delinquent account files for the financial institution.

- Responsible for quality loan growth. 

- Mortgage Originator cannot, directly or indirectly, commit First Federal on any lending decisions. 

- Provides the best service to our customers with innovative and creative solutions.

Minimum Qualifications

- High school diploma or equivalent required. 4-year degree preferred, but not required.

- Minimum 6 years' experience originating mortgage loans.

- Strong understanding and knowledge of financial institution and products and services.

- Excellent cross- selling, organizational, and communication skills. 

- Able to communicate effectively with borrowers, builders and realtors. 

- Ability to deal with time constraints and strong attention to detail. 

- Extended hours sitting and performing computer tasks may be required.

Bilingual candidates encouraged to apply.

Equal Opportunity Employer / Vet / Disability

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