Mortgage Underwriter IV

1 day ago


Phoenix, Arizona, United States OneAZ Credit Union Full time
Job Summary

We are seeking a highly skilled Mortgage Underwriter IV to join our team at OneAZ Credit Union. As a Mortgage Underwriter IV, you will be responsible for reviewing and evaluating mortgage loan documents to determine if they meet our credit union's guidelines and government standards.

You will work closely with our production and operation teams to ensure that loans are approved or denied based on our credit union's policies and procedures. Your expertise in appraisal reviews and PMI underwriting guidelines will be essential in making informed decisions.

In this role, you will also be responsible for communicating with management and staff regarding loan guidelines, placement, and possible scenarios. You will stay informed of changing market guidelines and communicate critical market data to our team.

As a Mortgage Underwriter IV, you will have the opportunity to work with a variety of different investors, loan programs, and production channels, understanding the different risk levels for each.

We offer a competitive salary range of $37-$47 per hour, depending on experience, and a comprehensive benefits package, including low-cost medical, dental, and vision plans, gym reimbursement, paid parental leave, and generous personal days and vacation time.

If you are a motivated and detail-oriented individual with a passion for mortgage underwriting, we encourage you to apply for this exciting opportunity.

Key Responsibilities:

  • Reviews and evaluates mortgage loan documents to determine if they meet our credit union's guidelines and government standards.
  • Works closely with production and operation teams to ensure that loans are approved or denied based on our credit union's policies and procedures.
  • Communicates with management and staff regarding loan guidelines, placement, and possible scenarios.
  • Stays informed of changing market guidelines and communicates critical market data to our team.
  • Has expertise in appraisal reviews and PMI underwriting guidelines.

Requirements:

  • 10-15 years of similar or related experience.
  • High level of experience in appraisal reviews and PMI underwriting guidelines.
  • Ability to work with a variety of different investors, loan programs, and production channels.

Why Join OneAZ Credit Union?

We are proud to be an equal opportunity employer and value diversity. We offer a comprehensive benefits package, a competitive salary range, and a dynamic work environment. If you are a motivated and detail-oriented individual with a passion for mortgage underwriting, we encourage you to apply for this exciting opportunity.


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