National In-House Mortgage Loan Originator Specialist

4 weeks ago


Phoenix, Arizona, United States FB BanCorp Full time
About the Role

Farm Bureau Bank is seeking a highly skilled and experienced National In-House Mortgage Loan Originator to join our team. As a key member of our mortgage lending team, you will be responsible for originating mortgage loans on a national scale and establishing/maintaining relationships with Farm Bureau members, leaders, and Agents.

Key Responsibilities
  • Originate mortgage loans from leads generated through various channels, including current and past bank customers, referrals, marketing campaigns, and partnerships.
  • Educate borrowers on available mortgage products, interest rates, and terms, and assist them in selecting the best loan option to meet their financial goals.
  • Guide borrowers through the mortgage application process, including gathering required documentation, conducting credit checks, and facilitating the underwriting process.
  • Provide exceptional customer service throughout the loan origination process, addressing borrower inquiries, concerns, and requests in a timely and professional manner.
  • Collaborate with internal teams and external vendors/partners, including underwriters, processors, and closers, to ensure smooth and efficient loan processing and closing.
  • Develop and maintain relationships with Farm Bureau members, leaders, real estate agents, financial advisors, and other referral sources to generate new business opportunities.
  • Stay informed about industry trends, market conditions, and regulatory changes affecting the mortgage lending landscape.
  • Maintain compliance with all federal, state, and local regulations governing mortgage lending practices and ensure adherence to Farm Bureau Bank's policies and procedures.
Requirements
  • Strong understanding of mortgage products, including conventional, FHA, VA, USDA loans and, HELOC/Second Mortgages as well as knowledge of mortgage underwriting guidelines and regulations.
  • Excellent communication and interpersonal skills, with the ability to build rapport with borrowers and referral partners.
  • Demonstrated ability to work independently and manage multiple tasks simultaneously in a fast-paced environment.
  • Proficiency in mortgage origination software, CRM systems, and Microsoft Office Suite.
  • Register with the NMLS under Farm Bureau Bank.
  • Commitment to upholding ethical standards and providing outstanding customer service.
Preferred Qualifications
  • Bachelor's degree in finance, business administration, or a related field.
  • Three (3) plus years of experience in mortgage lending, with a proven track record of loan origination and production.
About Farm Bureau Bank

Farm Bureau Bank is an equal opportunity/affirmative action employer and complies with all applicable federal, state, and local fair employment practices laws. We are committed to providing a diverse and inclusive work environment that values and respects the contributions of all team members.



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