Credit Risk Manager
3 weeks ago
Exchange Bank is seeking a highly skilled Credit Risk Officer to join our team. As a key member of our lending team, you will be responsible for ensuring that our loan policies are up-to-date, compliant with regulatory guidelines, and aligned with our bank's risk appetite.
Key Responsibilities:- Develop and maintain loan policies and procedures to ensure compliance with regulatory requirements and bank risk management objectives.
- Review and approve construction loan disbursements for commercial and residential projects, ensuring that they meet our bank's risk management standards.
- Conduct quarterly loan reviews of select new and renewed real estate loans, analyzing their creditworthiness and risk exposure.
- Develop and maintain quarterly speculative construction reports, providing a summary narrative of each major project.
- Prepare an annual review of commercial mortgages, coordinating the collection of updated property data with relationship managers and site inspections with our third-party vendor.
- Stratify the commercial real estate portfolio to identify sectors of loans that are exposed to similar risks, analyzing these sectors and assessing any mitigating factors.
- Perform stress testing of the commercial real estate portfolio to illustrate potential impacts on capital and the allowance for loan and lease losses.
- Evaluate the bank's commercial real estate concentration levels relative to peer banks, ensuring compliance with regulatory expectations for risk management.
- Monitor and manage a portfolio of purchased commercial real estate loans, working with other lending units on due diligence and evaluation of prospective loan portfolio purchases.
- Prepare and submit required period blanket lien reports of eligible real estate loans to the Federal Home Loan Bank.
- Work with the finance department to ensure that schedules RC-C and RC-L of quarterly Call Reports contain accurate loan information.
- Thorough knowledge of commercial and commercial real estate loan documentation procedures and regulations.
- Thorough knowledge of federal and state loan regulations.
- Thorough knowledge of bank lending policies and procedures.
- Thorough knowledge of legal issues pertaining to loan documentation and bank internal operating systems.
- Thorough knowledge of loan documentation and financial software.
- Skills operating a personal computer, including word processing, spreadsheet, and presentation software.
- Ability to attend early morning and evening meetings.
- A combination of education and experience equivalent to a bachelor's degree in finance, accounting, or a related field, and 8 years of experience in commercial real estate credit or compliance.
- The hiring range for this position is $92,938 to $139,000 annually, commensurate with the candidate's applicable experience, education, and skills.
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Santa Rosa, California, United States Redwood Credit Union Full timeJob Title: Senior Vice President Enterprise RiskJob Summary:Redwood Credit Union is seeking a highly experienced Senior Vice President Enterprise Risk to lead our risk management and compliance efforts. As a key member of our leadership team, you will be responsible for evaluating, overseeing, and reporting on our enterprise risk management program,...
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Credit Risk Manager
4 weeks ago
Santa Clara, California, United States VirtualVocations Full timeVirtualVocations is seeking a skilled Credit Risk Manager to enhance its credit risk framework through testing and analysis. Key Responsibilities: • Enhance key features of credit risk framework through testing and analysis • Develop strategies to identify and mitigate fraud risk • Partner with data providers, execute A/B testing, and monitor credit...
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Santa Rosa, California, United States Redwood Credit Union Full timeJob Title: Senior Vice President of Enterprise Risk ManagementAt Redwood Credit Union, we are committed to delivering exceptional service to our Members while maintaining a strong focus on risk management. As a Senior Vice President of Enterprise Risk Management, you will play a critical role in evaluating, overseeing, and reporting on our enterprise risk...
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Senior Vice President Enterprise Risk
1 week ago
Santa Rosa, California, United States Redwood Credit Union Full timeJob Title: Senior Vice President Enterprise RiskAt Redwood Credit Union, we are seeking a highly skilled and experienced Senior Vice President Enterprise Risk to join our team. As a key member of our leadership team, you will be responsible for developing and implementing effective risk management strategies to ensure the long-term success and sustainability...
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Credit Risk Analyst
7 days ago
Santa Clara, California, United States First Citizens Bank Full timeJob Title: Credit Risk Risk AnalystThis is a hybrid role that requires working both inside and outside of a company office. As a member of the Credit Portfolio Analytics team within the Credit Administration and Infrastructure Organization of First Citizens Bank, you will provide complex support and expertise to the business and credit risk units through...
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Risk Manager, Credit Portfolios
4 weeks ago
Santa Monica, California, United States Blackrock, Inc. Full timeAbout this roleBlackRock's Risk & Quantitative Analysis (RQA) group is seeking a seasoned risk manager to join our team. As a key member of our group, you will play a critical role in advancing our risk management practices and delivering independent risk expertise to drive better business and investment outcomes.We are committed to investing in our people...
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Credit Risk Analyst
4 weeks ago
Santa Clara, California, United States First Citizens Bank Full timeJob SummaryWe are seeking a highly skilled Credit Risk Analyst to join our team at First Citizens Bank. As a key member of our Credit Portfolio Analytics team, you will play a critical role in identifying, evaluating, and measuring credit risk in our loan portfolio.Key ResponsibilitiesDevelop and implement complex methods of credit risk evaluation, including...
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Commercial Credit Risk Analyst
7 days ago
Santa Barbara, California, United States PayJunction Full timeJob Title: Commercial Credit Risk AnalystWe are seeking a highly skilled Commercial Credit Risk Analyst to join our team at PayJunction. As a key member of our Risk team, you will be responsible for assessing the creditworthiness of potential merchant customers and making sound underwriting decisions that support the company's growth while minimizing risk...
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Loan Servicing Manager
7 days ago
Santa Rosa, California, United States Redwood Credit Union Full timeJob Title: Loan Servicing ManagerRedwood Credit Union is a leading financial institution that prioritizes people over profits. Our mission is to serve the best interests of our Members, team members, and communities. With a strong commitment to our vision, we have become one of the most trusted financial partners in the communities we serve.Key...
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Surety Account Manager
2 weeks ago
Santa Rosa, California, United States Risk Strategies Full timeAbout the RoleWe are seeking a highly skilled and motivated Surety Account Manager to join our team at Risk Strategies. As a Surety Account Manager, you will be responsible for assisting the production team in the production and service of new and existing accounts.Key ResponsibilitiesSupport surety bond producers, account executives, and senior account...
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Senior Credit Review Examiner
3 weeks ago
Santa Ana, California, United States Banc of California Full timeJob Summary:As a Senior Credit Review Examiner at Banc of California, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management. Your goal will be to confirm asset and portfolio quality, ensuring that risk-rated assets...
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Senior Credit Review Examiner
4 weeks ago
Santa Ana, California, United States Banc of California Full timeJob SummaryBanc of California is seeking a highly skilled Senior Credit Review Examiner to join our team. As a key member of our Credit Review department, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management.Key...
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Senior Credit Review Examiner
15 hours ago
Santa Ana, California, United States Banc of California Full timeJob SummaryBanc of California is seeking a highly skilled Senior Credit Review Examiner to join our team. As a key member of our Credit Review department, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio...
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Senior Credit Review Examiner
3 weeks ago
Santa Ana, California, United States Banc of California Full timeJob Summary:As a Senior Credit Review Examiner at Banc of California, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management. Your goal will be to confirm asset and portfolio quality, ensuring that risk-rated assets...
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Senior Credit Review Examiner
4 weeks ago
Santa Ana, California, United States Banc of California Full timeJob SummaryBanc of California is seeking a highly skilled Senior Credit Review Examiner to join our team. As a key member of our Credit Review department, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management.Key...
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Senior Credit Review Examiner
4 weeks ago
Santa Ana, California, United States Banc of California Full timeJob SummaryBanc of California is seeking a highly skilled Senior Credit Review Examiner to join our team. As a key member of our Credit Review department, you will be responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management.Key...
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VP, Senior Credit Review Examiner
4 days ago
Santa Ana, California, United States Banc of California, N.A. Full timeJob SummaryWe are seeking a highly skilled VP, Senior Credit Review Examiner to join our team at Banc of California, N.A. This role is responsible for conducting independent credit examinations on credits within loan portfolios to evaluate credit risk management processes for loan originations and portfolio management.Key ResponsibilitiesEvaluate credit risk...
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Senior Asset Manager
1 month ago
Santa Rosa, California, United States Consiglio-Mattei Executive Search Group, LLC Full timeWe are seeking a seasoned professional to join our team at Consiglio-Mattei Executive Search Group, LLC as a Senior Asset Manager. In this critical role, you will report directly to the Chief Credit Officer and be responsible for managing the bank's distressed assets.This is a fantastic opportunity to join a reputable organization with a strong community...
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Senior Vice President, Credit Review Director
3 weeks ago
Santa Ana, California, United States Banc of California Full timeJob SummaryThe Senior Vice President, Credit Review Director is a critical leadership role responsible for overseeing the independent Credit Review function of Banc of California. This position ensures the team's compliance with the Credit Review Policy, executes the annual Credit Review Plan, and manages internal staff and third-party co-source resource...
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Credit and Collections Specialist
3 weeks ago
Santa Ana, California, United States Sysco - Newport Meat Southern California Full timeJob Summary:Under the direction of the Credit Manager, the Credit Analyst will review new and existing accounts for credit worthiness. The Credit Analyst will assist Credit Associates with third-party and bad debt accounts while building working relationships with internal and external customers. The Credit Analyst will also prepare reports relevant to...