Credit Risk Analyst

7 days ago


Santa Clara, California, United States First Citizens Bank Full time
Job Title: Credit Risk Risk Analyst

This is a hybrid role that requires working both inside and outside of a company office. As a member of the Credit Portfolio Analytics team within the Credit Administration and Infrastructure Organization of First Citizens Bank, you will provide complex support and expertise to the business and credit risk units through credit research, data gathering, and risk procedures.

Key Responsibilities:
  • Identify, evaluate, and measure credit risk in FCB's loan portfolio.
  • Develop high-impact solutions to minimize or effectively manage risk.
  • Create improvements to current processes and procedures.
  • Ensure compliance with relevant rules and regulations.
  • Develop credit metrics, predictive analytics, and models to provide business insight to mitigate risk in the loan portfolio.
Requirements:
  • Bachelor's Degree and 3 years of experience in Risk Analytics or Analytics.
  • High School Diploma or GED and 7 years of experience in Risk Analytics or Analytics.
  • Thorough understanding of econometric and financial modeling techniques.
  • Proficiency with statistical and data analysis and programming tools such as R, SAS, SQL, and Python.
Compensation:

Base pay for this position is generally between $100,640 and $136,160, depending on location and experience. Total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment.


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