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Underwriting Analyst

2 months ago


San Francisco, California, United States PNC Financial Services Group Full time
Position Overview
At PNC Financial Services Group, our workforce is our most significant differentiator and competitive edge in the markets we operate. We are all committed to providing the best experience for our clients.

We collaborate daily to cultivate an inclusive workplace culture where all employees feel respected, valued, and have the opportunity to contribute to the organization's success.

As an Underwriting Analyst within PNC's Agency Organization, you will be primarily based in a PNC location.

Responsibilities may require time in the office or field regularly, with some tasks potentially performed remotely at the discretion of management.
Multi-Family experience is preferred.

Job Description
Under direct supervision, you will complete fundamental due diligence, document processing, and financial/statistical analysis to support the underwriting function.

You may assist in preparing business cases for credit approval, but you will not have credit approval authority. Your responsibilities will include conducting basic due diligence, reviewing relevant forms, providing analysis, and ordering reports. You will assist in the underwriting process by ensuring the accuracy and completeness of relevant information and documents. Basic financial analysis, such as cash flow and collateral analysis, will also be part of your duties. You will research and respond to internal and external customer inquiries.

PNC Employees take pride in our reputation, and to continue building upon that, we expect our employees to be:

Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions, leveraging that information to create customized customer solutions.

Managing Risk - Assessing and effectively managing all risks associated with business objectives and activities to ensure adherence to and support of PNC's Enterprise Risk Management Framework.

Qualifications
Successful candidates must demonstrate appropriate knowledge, skills, and abilities for this role. Below are the skills, competencies, work experience, education, and required certifications/licensures needed to excel in this position.

Preferred Skills
Credit Decisions, Customer Needs, Decision Making, Financial Analysis, Identifying Risks, Process Improvements, Results-Oriented, Risk Assessments

Competencies
Accuracy and Attention to Detail, Credit Analysis and Verification, Decision Making and Critical Thinking, Effective Communications, Financial Analysis, Information Capture, Knowledge of Underwriting, Managing Multiple Priorities, Office Support Tools, Real Estate Property Data Analysis
Work Experience
Roles at this level typically require an Associate's degree or equivalent, along with related experience or product knowledge to accomplish primary duties. Typically requires 4+ years of related business or functional experience. In lieu of a degree, a comparable combination of education, job-specific certification(s), and experience (including military service) may be considered.
Education
Associate's Degree
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Pay Transparency
Base Salary:
$34,000.00 – $89,700.00
Salaries may vary based on geographic location, market data, and individual skills, experience, and education. This role is incentive eligible, with payment based on company, business, and/or individual performance.

Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility, options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature), dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match, pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption, surrogacy, and doula reimbursement; educational assistance, including select programs fully paid; a robust wellness program with financial incentives.

In addition, PNC generally provides the following paid time off, depending on your eligibility:
maternity and/or parental leave; up to 11 paid holidays each year; 8 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level and years of service.

At PNC, we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.

Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

For more than 160 years, we have been committed to supporting our customers, communities, employees, and shareholders. At PNC, we are proud of our longstanding history of building strong communities that create financial opportunities for individuals, families, and businesses.

The commitment to creating a differentiated experience for our customers is driven by our commitment to doing the same for our employees. This means providing employees with opportunities to make an impact, develop and grow, and be part of an inclusive culture where everyone is valued.