Financial Analyst

4 weeks ago


San Diego, California, United States Mulligan Funding Full time

Mulligan Funding is a leading provider of working capital to small and medium-sized businesses. As a Credit Analyst, you will work closely with experienced credit analysts and underwriters to gain practical knowledge in financial analysis, risk assessment, and credit decision-making.

Key responsibilities include:

  • Performing cursory analysis of financial documents to evaluate the creditworthiness of commercial loan applicants
  • Assessing the financial health of businesses by analyzing key financial metrics, such as liquidity, profitability, and leverage
  • Analyzing personal and business credit reports to identify credit risks associated with commercial loan applicants
  • Preparing a brief statement based on established criteria and policies summarizing underwriting recommendations for commercial loan decisions

Requirements include:

  • At least one year of hands-on experience in underwriting or credit analysis
  • A Bachelor's degree, preferably in business, finance, accounting, economics, or a related discipline
  • A robust understanding of GAAP accounting principles
  • Proficiency in Microsoft Office products and the ability to swiftly adapt to new programs and CRM systems

Mulligan Funding offers a competitive compensation package, including comprehensive medical, vision, and dental benefits, flexible spending accounts, a fantastic 401K with matching contributions, and generous sick, vacation, and holiday benefits.

We are an Equal Opportunity Employer and take great pride in building a diverse work environment. Qualified applicants are considered for employment without regard to age, race, religion, gender, national origin, sexual orientation, disability, or veteran status.


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