Home Mortgage Specialist

3 days ago


San Francisco, California, United States Tri Counties Bank Full time
Job Summary

We are seeking a highly motivated and experienced Home Mortgage Specialist to join our team at Tri Counties Bank. As a key member of our mortgage lending team, you will be responsible for soliciting loan applications, quoting rates, and compiling information to submit complete loan packages to our underwriting department.

This is an excellent opportunity for a seasoned mortgage professional to leverage their skills and experience to drive business growth and deliver exceptional customer service.

Key Responsibilities
  • Meet loan production goals as assigned by the Home Mortgage Sales Manager.
  • Provide exceptional customer service and develop a productive team atmosphere with assigned branches and the Home Mortgage underwriting department.
  • Solicit real estate loan applications from sources outside the bank with effective business development efforts.
  • Quote rates and explain programs accurately and completely to borrowers.
  • Compile loan packages and relevant documentation to be submitted for processing while strictly adhering to all regulatory and bank requirements for the protection of customer's Non-Public Personal Information (NPPI).
  • Coordinate with processor, customer, Title Company, etc. as necessary.
  • Maintain a current understanding of Bank policies and procedures in compliance with all federal and state laws, including but not limited to Bank Secrecy Act (SARs, CIP, OFAC), Information Security (GLBA), Identity Theft Red Flags, Financial Elder Abuse Reporting, and any other applicable regulations that may be specific to your job duties.
  • Refer customers back to branch partners for possible cross-sell opportunities when appropriate.
Requirements
  • High school diploma or GED required, undergraduate degree preferred.
  • Minimum 5 years direct experience in mortgage lending or related field.
  • Excellent verbal and written communication skills.
  • Good organizational skills to accommodate involvement in multiple areas.
  • Ability to work with people in an efficient, friendly, and professional manner.
  • Ability to utilize personal computers and Windows-driven programs.
  • Able to be registered as a mortgage loan originator (MLO) in the Nationwide Mortgage License System and Registry (NMLS).
About Tri Counties Bank

Established in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ: TCBK) headquartered in Chico, California, with assets of nearly $10 billion and more than 45 years of financial stability.

We provide a unique brand of Service With Solutions for communities throughout California with a breadth of personal, small business, and commercial banking services, plus an extensive branch network, more than 37,000 surcharge-free ATMs nationwide, and advanced online and mobile banking.

We remain strong and profitable through our top-down commitment to our core values, sound business principles, and responsible lending practices.

Our success is also based on our community engagement. We still believe in the vision of the helpful and caring community banker.

We applaud our employees who roll up their sleeves to work and volunteer for a greater good in our communities.

We look to place people in positions where they can best utilize their abilities and strengths, and where they are able to grow with the Bank.

Tri Counties Bank is an Affirmative Action and Equal Opportunity Employer, Race/Color/Religion/Sex/Sexual Orientation/Gender Identity/National Origin/Disability/Veteran.



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