Loan Approval Specialist

6 days ago


San Diego, California, United States CrossCountry Mortgage Full time
Pre-Approval Manager Job Description

We are seeking a detail-oriented Pre-Approval Manager to join our team at CrossCountry Mortgage. As a key member of our underwriting team, you will be responsible for analyzing and verifying real estate loan applications, evaluating risks, and making loan decisions.

Key Responsibilities:
  • Examine all documents and mortgage loan applications to ensure all necessary information is included for approval.
  • Research applicant's employment and financial history to determine the accuracy of application and documents.
  • Verify that all information received is accurate, meets compliance standards, and aligns with company policies.
  • Send requests for additional information as needed to determine loan risk.
  • Communicate and document reasons for approval or rejection of loans to clients and loan officers.
Requirements:
  • Working knowledge of Microsoft Office and automated underwriting systems.
  • Over 2 years of mortgage underwriting experience or mortgage lending experience required.
  • Excellent decision-making and communication skills.
  • Familiarity with home loans and residential mortgages, including FHA, USDA, VA, conventional loan guidelines, and loan products.
Compensation:

$80,000 - $120,000 yearly


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