Senior Credit Risk Manager

6 days ago


San Francisco, California, United States HSBC Full time
About the Role

As a Senior Credit Risk Manager at HSBC, you will play a critical role in ensuring the bank's credit risk management practices are robust and effective. This position requires a seasoned professional with a strong background in credit risk management, lending, and/or workout areas.

Key Responsibilities
  • Credit Risk Management: Evaluate and discuss credit risk in new, unusual, or complex proposal structures, ensuring that credit facilities are properly risk-rated and data integrity is maintained.
  • Operational Risk Controls: Ensure compliance with HSBC or regulatory standards and policies, and optimize relations with regulators by addressing any issues.
  • Portfolio Management: Participate in the development and implementation of credit policies and procedures for assigned areas of the Company, ensuring credit process integrity and prudent management of overall credit quality.
  • Leadership and Teamwork: Foster a collaborative relationship with the business, working together to address client needs while ensuring the risk profile remains within the Bank's credit appetite.
Requirements
  • Experience: Minimum of 10 years proven, progressive, and broad-based experience in credit, lending, and/or workout areas or equivalent, with a focus on cash flow and asset-backed borrowers.
  • Knowledge: In-depth knowledge of businesses supported, their credit products, and pertinent US regulations affecting the extension of credit to them.
  • Skills: Strong analytical, planning, mathematical, problem-solving, communication, financial, technical, interpersonal, and diplomatic skills.
  • Education: Minimum of a bachelor's degree in business, finance, or a related field, or equivalent experience.
About HSBC

HSBC is committed to employing only those who are authorized to work in the U.S. Applicants must be legally authorized to work in the U.S. as HSBC will not engage in immigration sponsorship for this position.

As an HSBC employee, you will have access to tailored professional development opportunities to ensure you have the right skills for today and tomorrow. We offer a competitive pay and benefits package, including a robust Wellness Hub, all in a welcoming, diverse, and inclusive work environment.



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