Business Lender

3 days ago


Rapid City, South Dakota, United States Black Hills Federal Credit Union Full time
Job Summary

We are seeking a highly skilled Business Lender to join our team at Black Hills Federal Credit Union. As a Business Lender, you will be responsible for establishing and maintaining business relationships with commercial borrowers, providing lending and product expertise, and ensuring loan quality and deposit growth for the Credit Union.

Key Responsibilities
  • Approve, reject, and process business loan applications, verifying completeness and conducting credit investigations.
  • Participate in the Credit Union's business development program, identifying member needs and developing individual calling programs.
  • Counsel members on business management and financial matters, facilitating business lending and cross-selling Credit Union products and services.
  • Review and understand the BHFCU business loan policy and procedures, remaining current on changes and assisting in training employees.
  • Develop and grow business member relationships, using BHFCU's member service quality goals and philosophy.
Requirements
  • Bachelor's degree in business, credit analysis, accounting, or a related field.
  • Two to three years of lending experience, preferably in commercial lending, credit analysis, or business lending.
  • Excellent communication and PR skills, with the ability to motivate and influence others.
  • Ability to obtain cooperation from internal and external stakeholders to meet business goals.
Working Conditions

This position requires occasional travel to branch locations or attendance at community events. The successful candidate must be able to perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs.

Black Hills Federal Credit Union is an equal opportunity employer and adheres to all federal and state labor laws regarding termination and probationary periods.



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