Data Driven Credit Strategist

6 days ago


New York, New York, United States Novo Full time
Company Overview
Novo is a rapidly growing fintech startup with a mission-driven team that's passionate about helping every small business in America. We are committed to building the operating system to destroy the back office, so small businesses can do more of what they love.

Salary
We offer a competitive salary of $140,000 - $160,000 per year, commensurate with experience and qualifications.

Job Description
The successful candidate will be responsible for driving data-driven strategies across our credit product suite. This includes leading a talented team of analysts and data scientists to resiliently grow our credit card, funding product, and identify future lending product opportunities. Key responsibilities include owning credit product unit economics, underwriting policies and models, analyzing data to generate actionable insights, collaborating with cross-functional teams, identifying new opportunities for growth and efficiency improvements, and working with finance to manage relationships with capital markets and bank partners.

Required Skills and Qualifications
To succeed in this role, you will need 7+ years of experience in credit or product analytics roles at a leading financial institution or fintech, 2+ years of experience as a people manager, deep experience with credit card or loan unit economics and P/L drivers, multiple types of lending products, proven track record of professional success from analyst to manager, hands-on experience with credit model development, deployment, and usage, proficiency in SQL and/or Python, strong analytical skills, ability to coach analysts and data scientists, and highly motivated and comfortable working in a fast-paced dynamic environment.

Benefits
We offer a positive, inclusive, supportive culture, learning and development budgets to help you grow and bond with your team, ability to work from the office 3+ days per week, and offices in NYC, Miami, India, and Colombia.

How We Define Success
Achieve key performance indicators related to customer growth, engagement, and profitability, successful collaboration with cross-functional teams to implement strategies and initiatives that align with business objectives, and force multiplier for direct reports, helping them achieve greater results and professional growth.

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