Lead Financial Analyst

2 weeks ago


Milwaukee, Wisconsin, United States BMO Financial Group Full time

Role Overview:

The Senior Financial Analyst plays a crucial role in evaluating and interpreting various credit data to assist in lending decisions and processes for BMO Financial Group. This position is dedicated to fostering a client-centric atmosphere that not only meets but exceeds customer expectations.

Key Responsibilities:

  • Initiate cross-selling strategies to enhance client engagement.
  • Utilize extensive knowledge of banking products and systems to troubleshoot effectively, ensuring a premium client experience.
  • May liaise with closing departments, clients, and legal representatives to facilitate transactions.
  • Act as a primary escalation point to guarantee client satisfaction.
  • Serve as a trusted advisor to designated business units.
  • Influence and negotiate to fulfill business objectives.
  • Recommend and implement solutions based on thorough analysis of business implications.
  • Conduct independent assessments to address strategic challenges.
  • Assist in establishing business priorities and the optimal sequence for executing strategies.
  • Function as the main subject matter expert for both internal and external stakeholders.
  • Engage in the development of financial models and analytical tools to aid clients in assessing their capital structures.
  • Create and deliver regular and ad-hoc reports and dashboards.
  • Stay informed on financing trends within target markets and share insights with team members.
  • Lead the formulation of communication strategies aimed at positively influencing behaviors; craft tailored messaging and identify suitable distribution channels.
  • Oversee the preparation of clear and well-reasoned credit documentation.
  • Coordinate the development of lending proposals and presentations to prospective clients, aiming to maximize engagement and returns.
  • Negotiate terms with clients and provide expertise in deal structuring.
  • Supervise documentation and ongoing evaluation of asset and client performance.
  • May oversee the workflow of junior analysts, aligning tasks with departmental objectives.
  • Deliver precise financial analyses and risk evaluations for new and existing clients.
  • Collaborate with internal teams to ensure accurate and detailed client information.
  • Generate credit assessments to inform lending decisions for new, renewal, and extension loans.
  • Assist in negotiating terms and conditions through client interactions.
  • Prepare summaries, present facts, and offer insights regarding creditworthiness.
  • Mitigate risk exposure by adhering to internal credit policies and procedures in lending decisions.
  • Contribute to the planning and execution of operational programs.
  • Build and maintain effective relationships with both internal and external stakeholders.
  • Focus primarily on business/group within BMO, with potential enterprise-wide responsibilities.
  • Provide specialized consulting, analytical, and technical support.
  • Exercise judgment to identify, diagnose, and resolve issues within established guidelines.
  • Work independently and handle non-routine situations regularly.
  • Broader responsibilities may be assigned as necessary.

Qualifications:

  • Typically requires 5 to 7 years of relevant experience and a post-secondary degree in a related field or an equivalent combination of education and experience.
  • Possesses deep knowledge and technical proficiency acquired through extensive education and professional experience.
  • Financial analysis experience is essential.
  • Experience in equipment finance is advantageous.
  • Exceptional verbal and written communication skills.
  • Strong collaboration and teamwork abilities.
  • Advanced analytical and problem-solving skills.
  • Proficient influence skills.
  • Data-driven decision-making capabilities.

Compensation:

Salary range is $87,000 to $161,400.00, with a salaried pay structure.

Benefits:

BMO Financial Group offers a comprehensive total compensation package that may include performance-based incentives, discretionary bonuses, and various perks. Benefits include health insurance, tuition reimbursement, life and accident insurance, and retirement savings plans.

Commitment to Inclusion:

BMO is dedicated to fostering an inclusive, equitable, and accessible workplace. We value diverse perspectives and are an equal opportunity employer, ensuring all qualified applicants receive consideration for employment without regard to any characteristic protected by law.



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