Mortgage Loan Professional

3 days ago


Franklin, Tennessee, United States CrossCountry Mortgage Full time

As a highly skilled Mortgage Loan Professional at CrossCountry Mortgage, you will be responsible for delivering exceptional customer service by obtaining necessary documentation to underwrite loans and communicating directly with customers and/or Loan Officers. With a thorough understanding of RESPA regulations and general knowledge of all mortgage and consumer lending regulations, including Regulation Z and Regulation B requirements, you will provide proper disclosures when required. The ideal candidate will have a minimum of 5 years' residential mortgage processing experience and excellent math and analytical skills. This is a challenging role that requires prioritization and time management skills, as well as the ability to work in a fast-paced environment.

Job Responsibilities:
  • Perform a thorough review and analysis of borrower's credit, employment, income, and assets as required by the loan program before submitting to underwriting.
  • Assemble the complete loan package in proper order for underwriting.
  • Verify all required documentation (pre-underwrite) in the file.
  • Complete the required loan checklist.
  • Verify that an application is complete and accurate; identify any potential issues that may arise in underwriting.
  • Prepare a loan approval summary, Forms 1008 and 1003, and ensure the accuracy of all the information printed on the documents; communicate directly with the Loan Originator, customer, and underwriter to obtain initial and any missing documentation required to qualify for the loan.


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