Commercial Credit Analyst

2 days ago


Phoenix, Arizona, United States Bank of America Full time
Job Description:

At Bank of America, we are committed to helping our clients achieve their financial goals through responsible growth. As a Commercial Credit Analyst, you will play a critical role in supporting the underwriting of commercial credit clients by analyzing financial statements, summarizing client performance, and managing risk.

Key Responsibilities:
  • Analyze financial statements and summarize client performance through periodic risk profile reviews.
  • Partner with credit and client teams to ensure accurate financial spreading, risk rating, and covenant test calculations.
  • Manage risk through accurate financial analysis and identify process breakdowns.
  • Collaborate with peers to manage optimal workflow and expand expertise through continuing education sessions.
Requirements:
  • Credit and Risk Assessment
  • Financial Analysis
  • Understanding of Financial Accounting Principles
  • Credit Documentation Requirements
  • Critical Thinking
  • Prioritization
  • Attention to Detail
  • Business Acumen
  • Decision Making
  • Written Communications
  • Client Management
  • Recording/Organizing Information
  • Analytical Thinking
Preferred Skills:
  • Financial Forecasting and Modeling
  • Collateral Management
  • Underwriting
  • Financial Ratio Analysis
Education/Experience:

BA/BS Degree in Finance, Accounting, or Business Administration preferred or 1-3 years of relevant work experience.

This position is posted as a Commercial Credit Analyst I and can be filled as a Commercial Credit Analyst II under the manager's discretion.

Work Environment:

This role is based in Phoenix, AZ and requires a 1st shift schedule with 40 hours per week.

Bank of America is an equal opportunity employer and welcomes applications from diverse candidates.



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