Loan Officer
2 weeks ago
We are seeking a skilled Loan Officer to join our team at Sandia Area Federal Credit Union. As a Loan Officer, you will be responsible for analyzing loan applications, verifying creditworthiness, and making informed lending decisions.
Key Responsibilities- Conduct thorough credit checks and analyze loan applications to determine creditworthiness
- Verify debt-to-income ratios and calculate outstanding secured and unsecured debts
- Determine collateral needs and payment plans for loan applicants
- Approve or deny loan applications within credit union parameters and lending limits
- Communicate with loan applicants to explain lending decisions and provide guidance on loan options
- Bachelor's degree in Business or related field
- Minimum 3-5 years of experience in consumer lending or related field
- Excellent analytical and communication skills
- Ability to work in a fast-paced environment and meet deadlines
- Must be in good standing in the Nationwide Mortgage Licensing System and Registry and hold a Mortgage Loan Originator License
Sandia Area Federal Credit Union is an Equal Opportunity Employer. We are committed to providing a diverse and inclusive work environment that values and respects the contributions of all employees and applicants.
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