Residential Mortgage Consultant

2 weeks ago


Phoenix, Arizona, United States Achieve Full time
Company Overview

Achieve is a prominent digital personal finance organization dedicated to empowering individuals to transition from financial struggle to success through innovative and customized financial solutions.

Utilizing proprietary data and analytics, we tailor our offerings to support our members at every stage of their financial journey, including personal loans, home equity loans, debt consolidation, and financial education.

Every day, we assist our members in advancing their financial situations with empathy and care, prioritizing human connection over mere transactions.

Position Overview

As a Mortgage Loan Officer, you will play a vital role in transforming the lives of individuals by providing innovative digital personal finance solutions.

This position involves familiarizing yourself with mortgage-specific systems and preparing to reactivate your NMLS licenses.

Upon completion, you will receive leads and apply your consultative sales skills alongside your newly acquired mortgage knowledge to offer residential HELOCs.

As you progress, you will also gain insights into future products to enhance your service offerings.

Key Responsibilities
  • Assess and analyze applicants' financial profiles, credit histories, and property details to determine mortgage eligibility.
  • Educate and guide clients through the mortgage products and application process.
  • Assist clients in completing mortgage applications, ensuring all necessary information is collected for approval.
  • Navigate the mortgage sales environment proficiently, utilizing the Loan Origination System, CRM, credit vendor systems, and other essential software throughout the mortgage process.
  • Maintain consistent communication with prospects, loan applicants, and third-party vendors, ensuring follow-up throughout the mortgage journey.
  • Achieve qualification for multiple state mortgage licenses within the first 45 days and demonstrate knowledge of traditional mortgage products (conventional, government, or Non-QM).
Qualifications
  • Current resident of Arizona.
  • Active NMLS license (or ability to reactivate).
  • Successful completion of the SAFE exam.
  • Minimum of 1 year of experience in mortgage lending.
  • Eligible to fulfill state and federal MLO licensing requirements, including pre-license education, testing, and background checks.
  • Ability to work independently and collaboratively within a team.
  • Adaptability to a dynamic, entrepreneurial team environment.
  • Strong communication skills, self-motivation, a positive attitude, and a competitive spirit.
  • Embodiment of Achieve's core values: Care, Collaboration, Continuous Improvement, and Integrity.
Additional Benefits

Achieve offers a comprehensive benefits package, including:

  • Hybrid and remote work opportunities.
  • 401(k) plan with employer matching.
  • Medical, dental, and vision coverage with HSA and FSA options.
  • Generous vacation and sick leave, along with dedicated volunteer days.
  • Access to wellness support through Employee Assistance Programs, Talkspace, and fitness discounts.
  • Financial assistance for eligible education expenses.
  • Pet care discounts for your furry family members.
  • Support during times of hardship through the Achieve Care Fund.
  • A commitment to diversity and inclusion through various employee resource groups.
Compensation

The expected total compensation for this role ranges from $130,000 to $200,000+ annually, including bonuses and benefits. This figure represents anticipated on-target earnings, comprising base pay and uncapped commissions.

Work Environment

We proudly offer hybrid work options in the Phoenix, AZ metro area.

At Achieve, we are dedicated to changing lives and providing opportunities for personal and professional growth.



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