Mortgage Loan Originator

7 days ago


Panama City, Florida, United States First Federal Bank Full time
Job Description

At First Federal Bank, we are seeking a highly skilled Mortgage Loan Originator to join our team. As a key member of our mortgage lending team, you will be responsible for originating and processing mortgage loans for residential customers.

Key Responsibilities:

  • Interview and assess mortgage loan applicants to determine their creditworthiness.
  • Request and verify required documentation for loan applications.
  • Notify applicants of loan decisions and provide clear explanations of the loan terms.
  • Communicate effectively with customers, applicants, and creditors to resolve any questions or concerns.
  • Recommend and outline loan terms, including interest rates and repayment schedules.
  • Inform prospective borrowers of loan commitments and provide guidance on the loan process.
  • Stay up-to-date on developing laws and regulations related to mortgage lending.
  • Collaborate with collection officers to resolve delinquent account issues.
  • Focus on quality loan growth and customer satisfaction.

Requirements:

  • High school diploma or equivalent required; 4-year degree preferred.
  • Minimum 6 years of experience originating mortgage loans.
  • Strong understanding of financial institution products and services.
  • Excellent cross-selling, organizational, and communication skills.
  • Able to communicate effectively with borrowers, builders, and realtors.
  • Ability to work in a fast-paced environment with strong attention to detail.

First Federal Bank is an Equal Opportunity Employer and welcomes applications from diverse candidates.



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