Life Insurance Underwriter

6 days ago


Helena, Montana, United States Integrity Marketing Group Full time
About the Role

We are seeking a highly skilled Life Insurance Underwriter to join our team at Integrity Marketing Group. As a Life Insurance Underwriter, you will play a critical role in evaluating and classifying risks to determine insurability and determine targeted carriers based on sale goals.

Key Responsibilities
  • Review and summarize lifestyle, medical, non-medical, and financial data to accurately evaluate and classify risks
  • Successfully deliver competitive outcomes by applying underwriting and product experience
  • Identify and address underwriting challenges within life applications, lab results, exams, and medical records
  • Advocate and negotiate with insurance carriers on formal and informal offers
  • Consult with agents, brokers, internal staff, insurance companies, and medical professionals to gather additional information
  • Stay up-to-date on the latest medical advancements and changes in relation to underwriting
  • Apply knowledge and experience to provide consistent and accurate advice on pre-sale inquiries
  • Utilize web-based Agency Management System (AMS) to document UW Summary and important information related to cases
Requirements
  • Minimum of 10 years prior experience in life insurance underwriting
  • Bachelor's degree in nursing, medical, or life sciences, or a related field
  • Prior exposure to multi-facet underwriting, including medical, lifestyle, non-medical, and financial considerations
  • Strong phone and computer skills, including Microsoft Excel and Word
  • Ability to learn and utilize online reinsurance manuals, carrier-specific manuals, and published guidelines
About Integrity Marketing Group

Integrity Marketing Group is one of the nation's leading independent distributors of life, health, and wealth insurance products. We are driven by a singular purpose: to help people protect their life, health, and wealth so they can prepare for the good days ahead. We offer a competitive compensation package, including benefits that make work more fun and give you and your family peace of mind.



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