Mortgage Originator

17 hours ago

Wilmington, Delaware, United States M&T Bank Full time
Job Summary

We are seeking a highly motivated and experienced Mortgage Originator to join our team at M&T Bank. As a Mortgage Originator, you will be responsible for originating mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers. You will also participate in Community Reinvestment Act (CRA) related activities and functions within M&T community bank regions.

Key Responsibilities
  • Originate mortgage applications within low-to-moderate income neighborhoods and to low-to-moderate income borrowers.
  • Participate in CRA related activities and functions within M&T community bank regions.
  • Market, service, and promote the bank's mortgage products.
  • May be required to travel to and work at prospective customers' homes or business locations.
  • Follow up on potential customers via travel or telephone.
  • Market bank-wide proprietary CRA products, e.g., Get Started, with Retail Bank Network as well as outside organizations such as real estate firms, housing agencies, etc.
  • Market agency-related products (FHA, VA, etc.) to low-to-moderate income borrowers and in low-to-moderate income neighborhoods.
  • Interview applicants to collect and analyze information regarding their income, assets, debts, and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk.
  • Obtain and analyze pertinent financial and credit data.
  • Independently assess applicant's credit worthiness.
  • Has authority to issue pre-qualification statement of borrowers' eligibility.
  • Determine which products best meet the customer's needs and financial circumstances and advise potential borrowers regarding the advantages and disadvantages of different financial products and the most appropriate mortgage loan programs.
  • Makes recommendations to customers regarding other bank products or to alternative lending vehicles, as needed.
  • Negotiates terms and conditions of loans with mortgagors.
  • Has authority to bind the bank in connection therewith.
  • Ensure lending compliance with all origination procedures including bank policies and procedures and regulatory requirements.
  • Advises management on effective compliance strategies and potential modifications to corporate operating policies where appropriate to ensure ongoing regulatory compliance.
  • Interact with various housing agencies and governmental entities focused on CRA initiatives.
  • Stay informed of industry regulations and governmental requirements as they relate to CRA housing needs.
  • Meet with potential customers to ascertain financial needs as they may relate to CRA guidelines, first-time homebuyer guidelines, and mortgage opportunities that lie therein.
  • Represent the bank in the community and related functions to identify, develop, and promote additional business.
  • May present seminars to the general public and real estate agents to promote additional business and community outreach.
Requirements

Associates degree and 2 years sales experience, or in lieu of a degree, a combined minimum of 4 years higher education and/or relevant work experience, including a minimum of 2 years sales experience.

M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $45.40 Hourly (USD). The successful candidate's particular combination of knowledge, skills, and experience will inform their specific compensation.

M&T Bank Corporation is an Equal Opportunity/Affirmative Action Employer, including disabilities and veterans.

  • Mortgage Loan Originator

    4 weeks ago

    Wilmington, Delaware, United States Wilmington Savings Fund Society Full time

    About the RoleAt Wilmington Savings Fund Society, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the...

  • Mortgage Loan Officer

    2 weeks ago

    Wilmington, Delaware, United States The Pat Brunner Team Full time

    Job OverviewWe are seeking a skilled and service-oriented Junior Loan Officer to join our team at The Pat Brunner Team. As a key member of our origination team, you will play a crucial role in helping our clients achieve their homeownership goals.Key ResponsibilitiesCollaborate with senior loan officers and mortgage lenders to provide personalized loan...

  • Strategic Risk Manager

    3 weeks ago

    Wilmington, Delaware, United States M&T Bank Full time

    Job SummaryWe are seeking a highly skilled Strategic Risk Manager to join our Mortgage Originations organization. As a key member of our team, you will be responsible for consulting with, educating on, and supporting the execution of all first line risk programs. Your expertise will promote an environment of risk awareness and risk ownership across the...

  • VP, Credit Portfolio Manager

    4 days ago

    Wilmington, Delaware, United States Citigroup Inc Full time

    Job SummaryThe VP, Credit Portfolio Manager - Residential Real Estate Servicing Risk is responsible for developing and implementing risk strategies, analytics, and oversight of early default collections and post-charge-off recovery for the US residential real estate portfolio.Key ResponsibilitiesDevelop and implement sophisticated analytical techniques to...

  • Operational Risk Senior Officer

    1 week ago

    Wilmington, Delaware, United States Citigroup Full time

    Job Title: Operational Risk Senior OfficerJoin Citigroup as an Operational Risk Senior Officer and play a key role in identifying and mitigating operational risks that could impact our business.Key Responsibilities:Establish and oversee the application of operational risk policies, technology, and tools to minimize losses from failed internal processes,...

  • Mortgage Loan Officer Assistant

    3 weeks ago

    Wilmington, North Carolina, United States TowneBank Mortgage Full time

    About the RoleThe Mortgage Loan Officer Assistant plays a crucial role in supporting the origination functions of the Mortgage Loan Officer at TowneBank Mortgage. This position requires excellent organizational, oral, and written communication skills to facilitate the accurate and timely completion of loan applications.Key ResponsibilitiesFacilitate the...

  • TowneBank Mortgage

    1 month ago

    Wilmington, United States TowneBank Mortgage Full time

    TowneBank has a culture that: Has a commitment to exquisite service for our members that will lead to our ability to create a reasonable rate of return for our shareholders, a bright future for our dedicated bankers, and a leadership role for our bank in promoting the social, cultural, and economic well-being of our community. Embraces our hometown banking...

  • Retail Mortgage Loan Originator

    4 weeks ago

    Wilmington, North Carolina, United States Truist Full time

    Job SummaryWe are seeking a highly skilled and experienced Retail Mortgage Loan Originator to join our team at Truist. As a key member of our mortgage lending team, you will be responsible for the sales and marketing of our mortgage loan products, as well as providing exceptional customer service to our clients.Key ResponsibilitiesExecute effective mortgage...

  • Retail Mortgage Loan Originator

    1 month ago

    Wilmington, North Carolina, United States BB&T Full time

    Job SummaryWe are seeking a highly motivated and experienced Retail Mortgage Loan Originator to join our team at BB&T. As a Retail Mortgage Loan Originator, you will be responsible for selling and marketing Truist Mortgage Loan products to clients.Key ResponsibilitiesSales and Marketing: Develop and execute effective sales and marketing strategies to promote...

  • Mortgage Loan Officer

    1 month ago

    Wilmington, United States Wilmington Savings Fund Society Full time

    Job Description At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally...

  • Mortgage Loan Officer

    1 month ago

    Wilmington, United States Wilmington Savings Fund Society Full time

    Job Description At WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally...

  • Mortgage Loan Officer

    17 hours ago

    Wilmington, United States Wilmington Savings Fund Society Full time

    Job DescriptionAt WSFS Bank, we empower our Associates to grow their careers, guide our customers to secure their financial futures, and actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, advancement opportunities, and more. We are the region's locally...

  • Mortgage Loan Officer Assistant

    3 weeks ago

    Wilmington, North Carolina, United States TowneBank Full time

    {"title": "Mortgage Loan Officer Assistant", "description": "About the RoleTowneBank is seeking a highly skilled Mortgage Loan Officer Assistant to join our team. As a key member of our mortgage banking team, you will be responsible for assisting Mortgage Loan Officers with origination functions, ensuring timely and accurate completion of loan applications,...

  • Mortgage Banking Advisor

    4 weeks ago

    Wilmington, United States Wilmington Savings Fund Society Full time

    Job Description At WSFS Bank, we empower our Associates to grow their careers, we guide our customers to secure their financial futures, and we actively support our Communities so they can fully thrive. Careers with WSFS Bank offer an inclusive and supportive culture, competitive salaries, opportunities to advance, and more. We are the premiere, locally...

  • Customer Success Manager- Mortgage Solutions

    4 days ago

    Wilmington, United States nCino Full time

    nCino offers exciting career opportunities for individuals who want to join the worldwide leader in cloud banking. As a Customer Success Manager (CSM), you are ultimately responsible for ensuring the success of a portfolio of nCino’s mortgage customers. You will drive customer adoption and success by providing advice, usage/adoption recommendations, risk...

  • Customer Success Manager Mortgage Solutions

    12 hours ago

    Wilmington, North Carolina, United States nCino Full time

    About the RolenCino is seeking a highly skilled Customer Success Manager to join our team. As a key member of our organization, you will be responsible for ensuring the success of our mortgage customers.Key ResponsibilitiesDrive customer adoption and success by providing advice, usage/adoption recommendations, risk identification, and mitigation.Develop and...

  • Customer Success Manager

    4 days ago

    Wilmington, United States nCino Full time

    nCino offers exciting career opportunities for individuals who want to join the worldwide leader in cloud banking. As a Customer Success Manager (CSM), you are ultimately responsible for ensuring the success of a small portfolio of nCino’s mortgage customers. You will be responsible for driving customer adoption and success by providing advice,...

  • Financial Services Representative

    4 weeks ago

    Wilmington, North Carolina, United States First Citizens Bank Full time

    Job SummaryWe are seeking a highly motivated and results-driven Financial Services Representative to join our team at First Citizens Bank. As a Financial Services Representative, you will play a critical role in supporting sales and service delivery by floating to different branches within a market.Key ResponsibilitiesProactive Outreach: Develop and execute...

  • Retail Personal Banker

    3 weeks ago

    Wilmington, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Retail Personal Banker I

    3 months ago

    Wilmington, United States Fifth Third Bank Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Personal Banker Associate I

    7 days ago

    Wilmington, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations...

  • Retail Personal Banker Associate I

    2 months ago

    Wilmington, United States Fifth Third Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations...

  • Retail Personal Banker Associate I

    2 months ago

    Wilmington, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Personal Banker Associate I

    2 weeks ago

    Wilmington, United States Fifth Third Full time

    Make banking a Fifth Third better We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Selected candidates are intended to become a Retail Personal Banker I after completing a 4-8 week on-boarding and education program that includes rotations in operations and...

  • Accounts Receivable Specialist

    2 months ago

    Wilmington, United States SERVPRO Full time

    Benefits: 401(k) Dental insurance Health insurance Paid time off Vision insurance NOW HIRING: Accounts Receivable Specialist at our New Hanover Franchise located in Wilmington, NC. As a valued SERVPRO® Franchise employee, you will receive a competitive pay rate, with opportunity to learn and grow. Job Description:  We are looking for an...